PO BOX 163483 SACRAMENTO CA 958169483, SACRAMENTO, CA 95816-9483
Mortgage
Document Number
1910150726
Date
Oct 15, 2019
Instrument
1910150726
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 14, 2049
December 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Dec 14, 2018
Property Address
3987 4TH AVE, SACRAMENTO, CA 95817-2930
Document Number
1812141314
Instrument Date
Dec 6, 2018
Instrument
1812141314
Transaction Type
Transfer
Record Updated
Sep 9, 2019
Title Company
PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$374.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3987 4TH AVE SACRAMENTO CA 958172930, SACRAMENTO, CA 95817-2930
Investor
Possibly a Property Investor
Mortgage
Document Number
1812141315
Date
Dec 14, 2018
Instrument
1812141315
Lender
Name
ON Q FIN'L
Type
Funding / Finance Company
Address
TEMPE, AZ 85281
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 13, 2048
September 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
3987 4TH AVE, SACRAMENTO, CA 95817-2930
Document Number
1809211011
Instrument Date
Sep 21, 2018
Transaction Type
Mortgage
Record Updated
Oct 8, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3987 4TH AVE SACRAMENTO CA 958172930, SACRAMENTO, CA 95817-2930
Mortgage
Document Number
1809211011
Date
Sep 21, 2018
Instrument
1809211011
Lender
Name
BALMER JOHN R FAMILY TR (PT)
Address
28476 BORGONA, MISSION VIEJO, CA 92692-1639
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
February 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SACRAMENTO CA
Property Address
3987 4TH AVE, SACRAMENTO, CA 95817-2930
Document Number
1802160074
Instrument Date
Feb 14, 2018
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Mortgage
Document Number
1802160074
Date
Feb 16, 2018
Instrument
1802160074
Lender
Name
FINANCIAL FNDG EXCHANGE INC MP
Agreement
Amount
Amount on Record
Interest
Rate Type
Fixed Rate
Rate
10.6%
February 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
3987 4TH AVE, SACRAMENTO, CA 95817-2930
Document Number
1802090904
Instrument Date
Feb 7, 2018
Transaction Type
Mortgage
Record Updated
Feb 20, 2018
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
836 57TH ST #402 SACRAMENTO CA 958193327, 402, SACRAMENTO, CA 95819-3327
Mortgage
Document Number
1802090904
Date
Feb 9, 2018
Instrument
1802090904
Lender
Name
FINANCIAL FNDG EXC MPP/TR (CT)
Agreement
Amount
Amount on Record
October 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
3987 4TH AVE, SACRAMENTO, CA 95817-2930
Document Number
1711030003
Instrument Date
Oct 30, 2017
Transaction Type
Mortgage
Record Updated
Nov 13, 2017
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3987 4TH AVE SACRAMENTO CA 958172930, SACRAMENTO, CA 95817-2930
Mortgage
Document Number
1711030003
Date
Nov 3, 2017
Instrument
1711030003
Lender
Name
JIM CHUNG
Address
15171 VICHY CIR, IRVINE, CA 92604-3154
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
April 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Apr 18, 2017
Property Address
3987 4TH AVE, SACRAMENTO, CA 95817-2930
Document Number
0000001305
Book / Page
170418 / 001305
Instrument Date
Mar 29, 2017
Transaction Type
Transfer
Record Updated
Apr 28, 2017
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$178.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
836 57TH ST #402 SACRAMENTO CA 958193327, 402, SACRAMENTO, CA 95819-3327
Mortgage
Document Number
1306
Date
Apr 18, 2017
Book Page
170418/001306
Lender
Name
SOCOTRA OPPORTUNITY FUND LLC
Address
SACRAMENTO, CA 95817
Agreement
Amount
Amount on Record
Mortgage
Document Number
1307,
Date
Apr 18, 2017
Book Page
170418/001307
Lender
Name
CHRIS BAUMANN
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 3987 4th Ave was $4,542 with a homeowner's exemption, up 1.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Sacramento City
Unified School District
Sacramento City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$386,857 (+2%)Land $85,334Building $301,523
2025
$4,542.00 (+1.45%)Homeowner's exemption
$379,272Land $83,661Building $295,611
2024
$4,477.00 (+2.43%)
2023
$4,371.00 (+1.75%)Homeowner's exemption
$364,546Land $80,413Building $284,133
2022
$4,296.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3987 4th Ave in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 15 policies
Community Rating System
Class 4 (30% premium discount)
Nearby Flood Policies
15 in force
Nearby Flood Claims
2 (1995–2005)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3987 4th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source
Surface water
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Fidium Fiber Fiber
2,000 / 2,000
Xfinity Cable
2,000 / 250
unWired Broadband Fixed Wireless
400 / 50
May also be available: GeoLinks, Succeed.Net, T-Mobile, Verizon.