39862 Waterloo Dr, Beach Park (Wadsworth), IL 60083 Property Records

Lake County property record for 39862 Waterloo Dr, Beach Park, IL 60083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,480 sqft · built 2012
Lot Size	0.233 acres (10,154 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Sep 2025)
Tax Bill	$9,996 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-210-001`

Property Details

APN / Parcel Number

Primary APN	`03-25-210-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	1,440 sqft
Upper Floors Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,154 sqft (0.233 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39862 WATERLOO DR
City	BEACH PARK
State	IL
Zip	60083-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE AT HEATHERSTONE NURSERY PARCEL SUBDIVISION; LOT 7 66
Legal Subdivision	CAMBRIDGE AT HEATHERSTONE NURSERY PARCEL
Legal Lot Number	7
Jurisdiction	LAKE IL
Township / Civil Division	NEWPORT
Census Block Group	5
Census Block	5017
Census Tract	866000

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39862 WATERLOO DR, BEACH PARK, IL 60083-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Feb 8, 2013 · Amount on Record
Deed Document Number	20258121330
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 17, 2025
Property Address	39862 WATERLOO DR, BEACH PARK, IL 60083-3219
Document Number	0008121330
Map Reference	DOC 5897721
Instrument Date	Aug 29, 2025
Instrument	8121330
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39862 WATERLOO DR, BEACH PARK, IL 60083-3219

Mortgage

Document Number	0008121331
Date	Sep 17, 2025
Instrument	8121331

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Beach Park Village
County	Lake County
County Subdivision	Newport Township
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,503 (+4.89%) Land $25,304 Building $80,199	$316,541 (+4.89%) Land $75,920 Building $240,621
2024	$9,996.00 (+19.28%)	$100,587 (+11.99%) Land $23,426 Building $77,161	$301,791 (+11.99%) Land $70,285 Building $231,506
2023	$8,380.00 (+6.25%)	$89,819 (+14.3%) Land $19,614 Building $70,205	$269,484 (+14.3%) Land $58,848 Building $210,636
2022	$7,887.00	$78,581 Land $17,094 Building $61,487	$235,766 Land $51,287 Building $184,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250