3986 Penn Ave, Reading, PA 19608 Property Records

Berks County property record for 3986 Penn Ave, Reading, PA 19608

Property Summary

Property Type	Commercial Office
Details	2,277 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$810,000 (Sep 2020)
Tax Bill	$1,388 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`4386-09-15-2880`

Property Details

APN / Parcel Number

Primary APN	`4386-09-15-2880`
Alternative APNs	`79-4386-09-15-2880` `79062600` `062600`

Interior

Stories	2 Stories
Building Area	2,277 sqft Gross Area
1st Floor Area	1,197 sqft
Attic	Attic
Attic Area	540 sqft
Basement Area	540 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Block
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Major Commercial Strip

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	79062600
Street Address	3986 PENN AVE
City	READING
State	PA
Zip	19608-1168
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	SINKING SPRING
Census Block Group	2
Census Block	2003
Census Tract	10902

Owner

3986 Penn Ave, a commercial property, is owned by a company that bought it in September 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	326 PENN AVE, READING, PA 19611-1127
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage VIST FINANCIAL
Sep 24, 2020	Grant Deed, Transfer SIGNATURE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	May 5, 2010 · Amount on File
Deed Document Number	202034443
Prior Transfer Date	Jan 31, 2011
Prior Transfer Doc	0000005592
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3986 PENN AVE, READING, PA 19608-1168
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	SIGNATURE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050080
Date	Oct 6, 2021
Instrument	2021050080

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19608

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 24, 2020
Property Address	3986 PENN AVE, READING, PA 19608-1168
Document Number	0000034443
Instrument Date	Aug 14, 2020
Instrument	34443
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Tax	$8,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96 COMMERCE DR #153 WYOMISSING PA 196103313, 153, WYOMISSING, PA 19610-3313

Tax Assessment & Valuation

The 2026 property tax bill for 3986 Penn Ave was $1,388.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Sinking Spring Borough
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,388.00	$75,500 Land $38,400 Building $37,100	$38,400 Land $38,400
2024	$1,294.00	$75,500 Land $38,400 Building $37,100
1994			$75,500 Land $38,400 Building $37,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3986 Penn Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2019–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3986 Penn Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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