Henderson County property record for 3986 Old Robards Rd, Henderson, KY 42420
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1983 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,500 (Mar 2008) |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68A-17 |
| Primary APN | 68A-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Finished Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 42076 |
|---|---|
| Street Address | 3986 OLD ROBARDS RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9332 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | MOBILE HOME |
| Legal Subdivision | LOT 3 COOPER SUBDIVISION |
| Legal Lot Number | 3B |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20800 |
Source: Henderson County records, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIELD & MAIN BANK |
| Sep 9, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIELD & MAIN BANK |
| May 23, 2017 | Correction Deed |
| May 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2008 · Amount on Record |
| Deed Sale | Mar 31, 2008 · Amount on Record |
| Deed Book / Page | 561 / 288 |
| Prior Transfer Date | Mar 28, 2008 |
| Prior Transfer Doc | 561/288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Document Number | MT1355/455 |
|---|---|
| Date | May 17, 2021 |
| Book Page | MT 1355/455 |
| Instrument | 2021005704 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Document Number | MT1326/929 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | MT 1326/929 |
| Instrument | 2020009312 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 8, 2021 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 23, 2017 |
| Property Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Document Number | RE0624/241 |
| Book / Page | RE 0624 / 241 |
| Instrument Date | May 22, 2017 |
| Instrument | 2017005807 |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 12862 S NEGLEY RD, 12862, HENDERSON, KY 42420-9273 |
| Name | Verified Name |
|---|---|
| Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 2, 2017 |
| Property Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
| Document Number | RE0623/927 |
| Book / Page | RE 0623 / 927 |
| Instrument Date | May 2, 2017 |
| Instrument | 2017004963 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2637 STADIUM DR, 2637, HENDERSON, KY 42420-5542 |
| Name | Verified Name |
|---|---|
| Address | 3986 OLD ROBARDS RD, HENDERSON, KY 42420-9332 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,061.00 (-0.84%) Homeowner's exemption | $90,800 (-) | $90,800 (-) |
| 2023 | $1,070.00 Homeowner's exemption | $90,800 | $90,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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