3986 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3986 Mendon Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,164 sqft · built 1950
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jan 2010)
Tax Bill$3,862 (2026)
Deeds & MortgagesDec 2021 Refinance
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8930-86

Property Details

APN / Parcel Number

Primary APN8930-86
Alternative APN
  • CUMB M:053 B:0105 L:000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
Gross Area2,544 sqft
1st Floor Area1,164 sqft
Basement Area1,164 sqft
Unfinished Basement1,164 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8930-86
Street Address3986 MENDON RD
CityCUMBERLAND
StateRI
Zip02864-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block105
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5002
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3986 MENDON RD, CUMBERLAND, RI 02864-1813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2010 · Amount on Record
Deed SaleJan 13, 2010 · Amount on Record
Deed Book / Page1485 / 312
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3986 MENDON RD, CUMBERLAND, RI 02864-1813
Transaction TypeMortgage
Record UpdatedJan 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001916-823
DateDec 20, 2021
Book Page1916/823
Instrument129900
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3986 MENDON RD, CUMBERLAND, RI 02864-1813
Document Number1808-151
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3986 MENDON RD CUMBERLAND RI 028641813, CUMBERLAND, RI 02864-1813

Mortgage

Document Number1808-151
DateJul 25, 2019
Book Page001808/000151
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,862.00 (+0.31%)$385,800 (+22.94%) Land $176,800 Building $209,000$442,405
2025$3,850.00 (+5.6%)$313,800 (-) Land $129,500 Building $184,300
2023$3,646.00 (+0.33%)$313,800 (+29.46%) Land $129,500 Building $184,300
2022$3,634.00$242,400 Land $92,100 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on Mendon Rd

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