Seminole County property record for 3986 Lone Eagle Pl, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,476 sqft · built 2007 |
| Lot Size | 0.142 acres (6,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2021) |
| Tax Bill | $4,930 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-19-31-501-0000-0970 |
| Primary APN | 34-19-31-501-0000-0970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 2,917 sqft |
| 1st Floor Area | 1,042 sqft |
| Upper Floors Area | 1,434 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,196 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 109 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3986 LONE EAGLE PL |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-5810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 97 STERLING MEADOWS PB 69 PGS 21-28 |
| Legal Range | 31E |
| Legal Township | 19S |
| Legal Section | 34 |
| Legal Subdivision | STERLING MEADOWS |
| Legal Tract | 501 |
| Legal Lot Number | 97 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 21100 |
3986 Lone Eagle Pl is owned and occupied by an individual who bought it in August 2021.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3986 LONE EAGLE PL, SANFORD, FL 32771-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 12, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 2021106084 |
| Deed Book / Page | 10011 / 603 |
| Prior Transfer Date | Mar 30, 2016 |
| Prior Transfer Doc | 0086601743 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 3986 LONE EAGLE PL, SANFORD, FL 32771-5810 |
| Document Number | 0100110603 |
| Book / Page | 10011 / 603 |
| Map Reference | MB 69 PG 21 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021106084 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3986 LONE EAGLE PL, SANFORD, FL 32771-5810 |
| Name | Verified Name |
|---|---|
| Address | 3986 LONE EAGLE PL, SANFORD, FL 32771-5810 |
| Document Number | 0010011606 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 10011/606 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3986 LONE EAGLE PL, SANFORD, FL 32771-5810 |
| Document Number | 0096441653 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3986 LONE EAGLE PL SANFORD FL 327715810, SANFORD, FL 32771-5810 |
| Document Number | 0096441653 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 009644/001653 |
| Instrument | 71923 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
The 2025 property tax bill for 3986 Lone Eagle Pl was $4,930.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,930.00 | $331,232 Land $70,000 Building $261,232 | $331,232 Land $70,000 Building $261,232 |
| 2023 | $5,119.00 (+11.19%) | $370,916 (+17.02%) | $370,916 (+9.38%) Land $75,000 Building $295,916 |
| 2022 | $4,604.00 | $316,961 | $339,104 Land $75,000 Building $264,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3986 Lone Eagle Pl in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 17 (2008–2024) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3986 Lone Eagle Pl is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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