3986 Carracci Ln, San Jose, CA 95135 Property Records

Santa Clara County property record for 3986 Carracci Ln, San Jose, CA 95135

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 2002
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,830,000 (Oct 2020)
Tax Bill	$27,472 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`659-64-051`

Property Details

APN / Parcel Number

Primary APN	`659-64-051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,493 sqft
2nd Floor Area	1,307 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,120 sqft (0.141 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3986 CARRACCI LN
City	SAN JOSE
State	CA
Zip	95135-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8961 LOT 51
Legal Subdivision	TRACT 8961
Legal Tract	8961
Legal Lot Number	51
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	503330

Owner

3986 Carracci Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3986 CARRACCI LN, SAN JOSE, CA 95135-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Dec 9, 2002 · Amount on File
Deed Document Number	202024653772
Prior Transfer Date	Feb 14, 2004
Prior Transfer Doc	0017617604
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3986 CARRACCI LN, SAN JOSE, CA 95135-1731
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3986 CARRACCI LN, SAN JOSE, CA 95135-1731

Mortgage

Document Number	0025257154
Date	Mar 10, 2022
Instrument	25257154

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 14, 2020
Property Address	3986 CARRACCI LN, SAN JOSE, CA 95135-1731
Document Number	0024653772
Map Reference	MB 716 PG 45-48
Instrument Date	Sep 20, 2020
Instrument	24653772
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3986 CARRACCI LN, SAN JOSE, CA 95135-1731

Mortgage

Document Number	0024653773
Date	Oct 14, 2020
Instrument	24653773

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.25%
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3986 Carracci Ln was $27,472.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,020,465 (+2%) Land $1,414,326 Building $606,139
2025	$27,472.00	$1,980,849 Land $1,386,595 Building $594,254
2023	$26,627.00 (+0.53%)	$1,903,931 Land $1,332,752 Building $571,179
2022	$26,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3986 Carracci Ln in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3986 Carracci Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 833 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile.

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