3986 180th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 3986 180th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,454 sqft · built 1910
Lot Size	10.8 acres (473,062 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Feb 1999)
Tax Bill	$4,656 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-801013-0`

Property Details

APN / Parcel Number

Primary APN	`11-801013-0`
Alternative APN	`119100271`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
Basement Area	1,404 sqft
Finished Basement	300 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	473,062 sqft (10.8 acres)
Deck Area	372 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3986 180TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	SECTION 11 TOWNSHIP 114 RANGE 022 SECTION 10 TOWNSHIP 114 RANGE 022 THE EAST 460 FEET OF THE SOUTH 1026.5 FEET OF
Legal Range	22W
Legal Township	114
Legal Section	11
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2013
Census Tract	81001

Owner

3986 180th St E is owned and occupied by an individual who bought it in February 1999.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3986 180TH ST E, PRIOR LAKE, MN 55372-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 1999 · Amount on File
Deed Sale	Feb 12, 1999 · Amount on File
Prior Sale	Feb 12, 1999 · Amount on File
Deed Document Number	199914987
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3986 180TH ST E, PRIOR LAKE, MN 55372-2829
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1220127
Date	Mar 3, 2026
Instrument	A1220127

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	JORDAN, MN 55352

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.47%
Type Change Date	Mar 1, 2031
Change Frequency	3 Years
Min Rate At Change	6.5%
Max Rate At Change	13.4%
Index	3-Year TN
Max Rate	18%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3986 180TH ST E, PRIOR LAKE, MN 55372-2829
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	SCOTT COUNTY ABSTRACT AND TI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041003
Date	Jan 24, 2018
Instrument	1041003

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	JORDAN, MN 55352

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3986 180th St E was $4,656 with a homeowner's exemption, up 13.4% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,656.00 (+13.4%) Homeowner's exemption	$584,900 Land $361,400 Building $223,500	$584,900 Land $361,400 Building $223,500
2025	$4,106.00 (+4.85%)
2024	$3,916.00 Homeowner's exemption	$521,700 (+8.98%) Land $323,200 Building $198,500	$521,700 (+8.98%) Land $323,200 Building $198,500
2023	$3,916.00 Homeowner's exemption	$478,700 Land $292,100 Building $186,600	$478,700 Land $292,100 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3986 180th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3986 180th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Nuvera Communications DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: AT&T, GigFire, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 180th St E

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