Ingham County property record for 3985 Windy Hts, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1991 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Nov 2017) |
| Tax Bill | $6,147 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-33-101-021 |
| Primary APN | 33-02-02-33-101-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| Lot Dimensions | 138 ft deep x 58.2 ft wide |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 500 sqft |
| Balcony Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3985 WINDY HTS |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-3591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RX |
| Legal Description | LOT 31 STONEBROOK SUB |
| Legal Subdivision | STONEBROOK |
| Legal Lot Number | 31 |
| Legal Unit | 31 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5004 |
3985 Windy Hts is owned and occupied by two individuals who acquired it in July 2018.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3985 WINDY HTS, OKEMOS, MI 48864-3591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 24, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Prior Sale | May 22, 2015 · Amount on File |
| Deed Document Number | 201739433 |
| Last Transfer Date | Jul 16, 2018 |
| Transfer Doc | 0000025854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3985 WINDY HTS, OKEMOS, MI 48864-3591 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014328 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-014328 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jul 24, 2018 |
| Property Address | 3985 WINDY HTS, OKEMOS, MI 48864-3591 |
| Document Number | 0000025854 |
| Map Reference | LB46 PG37 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 2018-025854 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3992 WINDY HTS, 3992, OKEMOS, MI 48864-3589 |
| Name | Verified Name |
|---|---|
| Address | 3985 WINDY HTS, OKEMOS, MI 48864-3591 |
| Document Number | 0000025855 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018-025855 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Nov 1, 2017 |
| Property Address | 3985 WINDY HTS, OKEMOS, MI 48864-3591 |
| Document Number | 0000039433 |
| Map Reference | LB46 PG37-39 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017-039433 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | TRI COUNTY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3985 WINDY HTS, 3985, OKEMOS, MI 48864-3591 |
| Name | Verified Name |
|---|---|
| Address | 4609 NAKOMA DR, OKEMOS, MI 48864-2022 |
| Document Number | 0000039434 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017-039434 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 3985 Windy Hts was $6,147.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,300 (+4.61%) | $290,600 (+4.61%) | |
| 2025 | $6,147.00 Homeowner's exemption | $138,900 Land $30,200 Building $108,700 | $277,800 Land $60,400 Building $217,400 |
| 2023 | $113,500 Land $26,100 Building $87,400 | $227,000 Land $52,200 Building $174,800 | |
| 2019 | $4,992.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3985 Windy Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3985 Windy Hts is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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