3985 Whispering Trails Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 3985 Whispering Trails Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,782 sqft · built 1977
Lot Size	0.193 acres (8,391 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Aug 2019)
Tax Bill	$7,448 (2023)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-24-405-001`

Property Details

APN / Parcel Number

Primary APN	`01-24-405-001`
Alternative APN	`01-24-405-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,391 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3985 WHISPERING TRAILS DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(POPLAR) (HILLS) (UNIT1) SUB OF SE SEC24 & NE SEC 25-42-09 & PT SEC19-42-10 SEC 25-42-09
Legal Range	09E
Legal Township	42N
Legal Section	25
Legal Subdivision	POPLAR HILLS UNIT1
Legal Block	4
Legal Lot Number	1
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	BARRINGTON
Census Block Group	3
Census Block	3011
Census Tract	804202

Owner

3985 Whispering Trails Dr is owned and occupied by an individual who bought it in August 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3985 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jul 26, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Document Number	201949583
Prior Transfer Date	Aug 8, 1993
Prior Transfer Doc	0000000867
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 15, 2019
Property Address	3985 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1560
Document Number	1922749583
Instrument Date	Aug 9, 2019
Instrument	22749583
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3985 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921560, HOFFMAN ESTATES, IL 60192-1560

Mortgage

Document Number	1922749584
Date	Aug 15, 2019
Instrument	22749584

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	HOFFMAN ESTATES, IL 60192-1560

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jul 26, 2019
Property Address	3985 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1560
Document Number	1920749250
Instrument Date	Aug 20, 2018
Instrument	20749250
Transaction Type	Foreclosure
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$187.50
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN500 TURNBERRY LN WINFIELD IL 60190, WINFIELD, IL 60190

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Barrington Township
Municipality	Hoffman Estates Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,556 Land $7,972 Building $33,584	$415,560 Land $79,720 Building $335,840
2023	$7,448.00 (+2.77%)
2022	$7,247.00 Homeowner's exemption	$32,498 Land $6,712 Building $25,786	$324,980 Land $67,120 Building $257,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3985 Whispering Trails Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 Whispering Trails Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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