3985 Summit Rd, Carnelian Bay, CA 96140 Property Records

Placer County property record for 3985 Summit Rd, Carnelian Bay, CA 96140

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,964 sqft · built 1973
Lot Size	0.269 acres (11,703 sqft)
Owner	Trust Name on File
Last Sale	$380,000 (Nov 2013)
Tax Bill	$7,038 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`092-072-012-000`

Property Details

APN / Parcel Number

Primary APN	`092-072-012-000`
Alternative APN	`092-072-012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,964 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Construction Type	Frame
Lot Area	11,703 sqft (0.269 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	092-072-012
Street Address	3985 SUMMIT RD
City	CARNELIAN BAY
State	CA
Zip	96140-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	014
Legal Description	L 133 FULTON ACRES
Legal Subdivision	FULTON ACRES
Legal Lot Number	133
Jurisdiction	PLACER CA
Township / Civil Division	LAKE TAHOE
Census Block Group	2
Census Block	2008
Census Tract	20105

Owner

3985 Summit Rd is held in a trust since February 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	2214 GLADWIN DR, WALNUT CREEK, CA 94596-6333
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Intrafamily Transfer, Transfer
Feb 26, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 5, 2018	Quit Claim Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2013 · Amount on File
Deed Sale	Nov 19, 2013 · Amount on File
Deed Document Number	2013108176
Last Transfer Date	Feb 1, 2024
Transfer Doc	0000005345
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 2, 2024
Property Address	3985 SUMMIT RD, CARNELIAN BAY, CA 96140-1928
Document Number	0000005345
Map Reference	MB D PG 93
Instrument Date	Feb 1, 2024
Instrument	2024-0005345
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2214 GLADWIN DR, WALNUT CREEK, CA 94596-6333

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 26, 2021
Property Address	3985 SUMMIT RD, CARNELIAN BAY, CA 96140-1928
Document Number	0000027951
Map Reference	MB D PG 93
Instrument Date	Feb 23, 2021
Instrument	2021-0027951
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 GLADWIN DR, WALNUT CREEK, CA 94596-6333

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 26, 2021
Property Address	3985 SUMMIT RD, CARNELIAN BAY, CA 96140-1928
Document Number	0000027949
Map Reference	MB D PG 93
Instrument Date	Feb 23, 2021
Instrument	2021-0027949
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2214 GLAWIN DRIVE, WALNUT CREEK, CA 94596-6333

Mortgage

Document Number	0000027950
Date	Feb 26, 2021
Instrument	2021-0027950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Nov 5, 2018
Property Address	3985 SUMMIT RD, CARNELIAN BAY, CA 96140-1928
Document Number	0000080283
Instrument Date	Nov 1, 2018
Instrument	80283
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2214 GLADWIN DR WALNUT CREEK CA 945966333, WALNUT CREEK, CA 94596-6333

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Nov 5, 2018
Property Address	3985 SUMMIT RD, CARNELIAN BAY, CA 96140-1928
Document Number	0000080281
Instrument Date	Oct 10, 2018
Instrument	80281
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 GLADWIN DR WALNUT CREEK CA 945966333, WALNUT CREEK, CA 94596-6333

Mortgage

Document Number	80282
Date	Nov 5, 2018
Instrument	80282

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3985 Summit Rd was $7,038.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,468 (+2%) Land $156,291 Building $404,177
2025	$7,038.00	$549,479 Land $153,227 Building $396,252
2023	$6,704.00 (+2.89%)	$528,144 Land $147,278 Building $380,866
2022	$6,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3985 Summit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 Summit Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON WATER COMPANY private · serves 2,593 people · EPA ID CA3110015
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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