3985 Smith Mountain Rd, Penhook, VA 24137 Property Records

Pittsylvania County property record for 3985 Smith Mountain Rd, Penhook, VA 24137 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,860 sqft · built 2020
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,221 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1562-48-2730`

Property Details

APN / Parcel Number

Primary APN	`1562-48-2730`
Alternative APN	`220809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	220809
Street Address	3985 SMITH MOUNTAIN RD
City	PENHOOK
State	VA
Zip	24137-2351
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SMITH MOUNTAIN RD 626 DB518-137
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3008
Census Tract	10302

Owner

Source: Pittsylvania County records · APN 1562-48-2730

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3985 SMITH MOUNTAIN RD, PENHOOK, VA 24137-2351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	3985 SMITH MOUNTAIN RD, PENHOOK, VA 24137-2351
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005201
Date	Oct 15, 2020
Instrument	200005201

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pittsylvania County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,221.00	$197,000 (+28.84%) Land $23,400 Building $173,600	$197,000 (+28.84%) Land $23,400 Building $173,600
2025	$1,221.00
2022		$152,900 Land $23,400 Building $129,500	$152,900 Land $23,400 Building $129,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pittsylvania County (51143C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511430103023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.