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3985 Saltspring Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 3985 Saltspring Dr, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,128 sqft · built 2015
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on File
Last Sale$1,015,000 (Nov 2021)
Tax Bill$9,695 (2025)
Deeds & MortgagesNov 2021 Sale
Flood ZoneZone X (minimal risk)
APN380116-041455-0000

Property Details

APN / Parcel Number

Primary APN380116-041455-0000
Alternative APNs
  • 616553
  • 586237
  • 39682

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,128 sqft Living Area
Gross Area3,728 sqft
1st Floor Area1,612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Deck Area224 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number39682
Street Address3985 SALTSPRING DR
CityFERNDALE
StateWA
Zip98248-9598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR3
Legal DescriptionSANDY POINT SHORES NO 3 LOT 67
Legal Range01
Legal Township38
Legal Section16
Legal SubdivisionSANDY POINT SHORES NO 3
Legal Block1
Legal Lot Number67
JurisdictionWHATCOM WA
Township / Civil DivisionLUMMI RESERVATION
Census Block Group1
Census Block1021
Census Tract940001

Owner

3985 Saltspring Dr is owned by a company that acquired it in April 2025.

Source: Whatcom County records, as of December 30, 2025

Owner of RecordCompany Name on File
Mailing Address3985 SALTSPRING DR, FERNDALE, WA 98248-9598
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2021 · Amount on File
Deed SaleNov 5, 2021 · Amount on File
Prior SaleNov 5, 2021 · Amount on File
Deed Document Number20211032
Last Transfer DateApr 28, 2025
Transfer Doc0000000027
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateNov 5, 2021
Property Address3985 SALTSPRING DR, FERNDALE, WA 98248-9598
Document Number0001101032
Map ReferenceVOL 9 PG 120&121
Instrument DateNov 3, 2021
Instrument2021-1101032
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount on Record
Tax$17,172.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1835 BARKLEY BLVD STE 105, 105, BELLINGHAM, WA 98226-3200

Tax Assessment & Valuation

The 2025 property tax bill for 3985 Saltspring Dr was $9,695, down 4.2% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,695.00 (-4.16%)$1,218,171 (-1.34%) Land $436,638 Building $781,533$1,218,171 (-1.34%) Land $436,638 Building $781,533
2024$10,116.00$1,234,668 Land $442,553 Building $792,115$1,234,668 Land $442,553 Building $792,115
2022$1,024,612 Land $367,250 Building $657,362$1,024,612 Land $367,250 Building $657,362
2021$7,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3985 Saltspring Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies185 in force
Nearby Flood Claims16 (1990–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3985 Saltspring Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDY POINT IMPROVEMENT CO
private · serves 2,098 people · EPA ID WA5376105
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Ziply Fiber.

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