3985 S Jersey St, Denver, CO 80237 Property Records

Denver City property record for 3985 S Jersey St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,916 sqft · built 1963
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Apr 2024)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Mortgage + 1 more
APN	`07053-05-005-000`

Property Details

APN / Parcel Number

Primary APN	`07053-05-005-000`
Alternative APNs	`670505305005` `162082917`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,916 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	2,226 sqft
Basement Area	1,366 sqft
Finished Basement	690 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Roof Type	Sawtooth
Roof Material	Concrete
Lot Area	13,000 sqft (0.298 acres)
Garage Type	Attached
Garage Area	561 sqft
Porch	Open Frame Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3985 S JERSEY ST
City	DENVER
State	CO
Zip	80237-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-F
Legal Description	L 7 BLK 12 SOUTHMOOR PARK
Legal Subdivision	SOUTHMOOR PARK
Legal Block	12
Legal Lot Number	7
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1035
Census Tract	4004

Owner

Source: Denver City records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3985 S JERSEY ST, DENVER, CO 80237-1141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Apr 1, 2024	Personal Representative Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Deed Document Number	202426258
Prior Transfer Date	Jan 6, 2007
Prior Transfer Doc	0000011870
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Aug 26, 2026
Property Address	3985 S JERSEY ST, DENVER, CO 80237-1141
Document Number	0000099767
Instrument Date	Aug 20, 2026
Instrument	202699767
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 S JERSEY ST, DENVER, CO 80237-1141

Mortgage

Document Number	0000099767,
Date	Aug 26, 2026
Instrument	202699767

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2046

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3985 S JERSEY ST, DENVER, CO 80237-1141
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 S JERSEY ST, DENVER, CO 80237-1141

Mortgage

Document Number	0000102690
Date	Oct 16, 2025
Instrument	2025102690

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

April 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DENVER CO
Recording Date	Apr 1, 2024
Property Address	3985 S JERSEY ST, DENVER, CO 80237-1141
Document Number	0000026258
Instrument Date	Mar 28, 2024
Instrument	2024026258
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3985 S JERSEY ST, DENVER, CO 80237-1141

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,498.00 (+41.58%)	$58,800 (+23.24%) Land $15,350 Building $15,350	$834,100 (+8.75%) Land $217,800 Building $616,300
2023	$3,177.00 (+64.78%)	$47,710 (+48.72%) Land $10,910 Building $36,800	$767,000 (+66.16%) Land $217,800 Building $549,200
2022		$32,080 Land $12,860 Building $19,220	$461,600 Land $185,100 Building $276,500
2021	$1,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, LiveWireNet, T-Mobile.

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