Dorchester County property record for 3985 Maple Dam Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,720 sqft · built 1969 |
| Lot Size | 9.69 acres (422,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2011) |
| Tax Bill | $3,547 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-003254 |
| Primary APN | 13-003254 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,720 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 422,096 sqft (9.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 80 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 003254 |
|---|---|
| Street Address | 3985 MAPLE DAM RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 9.69 ACRES E/S SHORTERS WHARF RD |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 13, BUCKTOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970900 |
3985 Maple Dam Rd is owned and occupied by two individuals who bought it in April 2011.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3985 MAPLE DAM RD, CAMBRIDGE, MD 21613-3787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2011 · Amount on File |
| Deed Sale | Apr 8, 2011 · Amount on File |
| Prior Sale | Jan 6, 1999 |
| Deed Document Number | 20111028/0311 |
| Deed Book / Page | 1028 / 311 |
| Prior Transfer Date | Jan 28, 2011 |
| Prior Transfer Doc | 0010280311 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3985 Maple Dam Rd was $3,547 with a homeowner's exemption, up 5.1% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,547.00 (+5.13%) Homeowner's exemption | $325,500 Land $50,800 Building $274,700 | $325,500 Land $50,800 Building $274,700 |
| 2025 | $3,374.00 Homeowner's exemption | ||
| 2023 | $2,972.00 Homeowner's exemption | $261,900 Land $50,800 Building $211,100 | $261,900 Land $50,800 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3985 Maple Dam Rd in Zone X, an area of minimal flood risk, though there have been 180 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 180 (1985–2025) |
| Claims Outside the SFHA | 3 of 180 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3985 Maple Dam Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Maryland |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures