3985 Forest Edge Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 3985 Forest Edge Dr, Commerce Township, MI 48382

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,700 sqft · built 1997
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Sep 2021)
Tax Bill$5,050 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNE-17-06-126-010

Property Details

APN / Parcel Number

Primary APNE-17-06-126-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,520 sqft
Basement Area1,520 sqft
Unfinished Basement1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area20,038 sqft (0.46 acres)
Garage Area811 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area202 sqft
Deck Area403 sqft
Patio Area403 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3985 FOREST EDGE DR
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-1093
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeKI
Legal DescriptionT2N, R8E, SEC 6 OAKLAND COUNTY CONDOMINIUM PLAN NO 956 NORTH RIDGE PRESERVE UNIT 8 L 15916 P 842 5-15-96 FR 101-015
Legal Range08E
Legal Township02N
Legal Section06
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit8
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1004
Census Tract135300

Owner

3985 Forest Edge Dr, a condominium, is owned and occupied by two individuals who bought it in September 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 11, 2021Deed of Trust, Mortgage · Line of Credit
INDEPENDENT BANK
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Jul 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
ZEAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on File
Deed SaleSep 10, 2021 · Amount on File
Prior SaleDec 30, 1997 · Amount on File
Deed Document Number2021218675
Deed Book / Page56832 / 17
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 10, 2021
Property Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093
Document Number0000218675
Book / Page56832 / 17
Map ReferenceLB 15916 PG 842-909
Instrument DateSep 1, 2021
Instrument218675
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyNOT AVAILABLE, STG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,741.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3985 FOREST EDGE DR, 3985, COMMERCE TOWNSHIP, MI 48382-1093

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093

Mortgage

Document Number0005683219
DateSep 10, 2021
Instrument56832/19
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093

Mortgage

Document Number0000197011
DateAug 11, 2021
Book Page56685/430
Instrument197011
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093

Mortgage

Document Number0000011741
DateJan 14, 2021
Book Page55507/139
Instrument11741
Lender
NameINDEPENDENT BANK
TypeBank
AddressCOMMERCE TOWNSHIP, MI 48382
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3985 FOREST EDGE DR, COMMERCE TOWNSHIP, MI 48382-1093
Document Number0000167253
Book / Page051048 / 000299
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3985 FOREST EDGE DR COMMERCE TOWNSHIP MI 483821093, COMMERCE TOWNSHIP, MI 48382-1093

Mortgage

Document Number0000167253
DateSep 7, 2017
Book Page051048/000299
Instrument167253
Lender
NameZEAL CU
AddressLIVONIA, MI 48152
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3985 Forest Edge Dr was $5,050 with a homeowner's exemption, down 32.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,050.00 (-32.25%) Homeowner's exemption$246,590$493,180
2024$7,454.00
2023$223,620$447,240
2021$3,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3985 Forest Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1993–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 Forest Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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