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3985 Eternity Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3985 Eternity Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2013
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$346,000 (Oct 2021)
Tax Bill$5,869 (2025)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone X (minimal risk)
APN34-26-30-0094-0001-1790

Property Details

APN / Parcel Number

Primary APN34-26-30-0094-0001-1790
Alternative APN
  • 263034009400011790

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,487 sqft
1st Floor Area1,859 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 63 ft wide
Garage TypeAttached
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3985 ETERNITY CIR
CitySAINT CLOUD
StateFL
Zip34772-8268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3A PB 22 PG 41-43 LOT 179
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT PH 3A
Legal Phase3A
Legal Tract94
Legal Block1790
Legal Lot Number179
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleJun 24, 2013 · Amount on Record
Deed Document Number2021154303
Deed Book / Page6058 / 1471
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 5, 2021
Property Address3985 ETERNITY CIR, SAINT CLOUD, FL 34772-8268
Document Number0060581471
Book / Page6058 / 1471
Map ReferenceMB 22 PG 41-43
Instrument DateSep 30, 2021
Instrument2021154303
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,422.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3389 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,869.00 (+2.78%)$327,700 (+0.15%) Land $75,000 Building $252,700$327,700 (+0.15%) Land $75,000 Building $252,700
2024$5,710.00 (+0.55%)
2023$5,679.00 (+11.79%)$327,200 (+16.15%) Land $60,000 Building $267,200$327,200 (+16.15%) Land $60,000 Building $267,200
2022$5,080.00$281,700 Land $55,000 Building $226,700$281,700 Land $55,000 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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