3985 el Monte Dr, Loomis, CA 95650 Property Records

Placer County property record for 3985 el Monte Dr, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,410 sqft · built 1968
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Aug 2019)
Tax Bill	$9,900 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-220-014-000`

Property Details

APN / Parcel Number

Primary APN	`037-220-014-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,410 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	56,628 sqft
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3985 EL MONTE DR
City	LOOMIS
State	CA
Zip	95650-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB43
Legal Description	1.3 A L 14 LOMA VISTA #1
Legal Subdivision	LOMA VISTA #1
Legal Lot Number	14
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2000
Census Tract	20608

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3985 EL MONTE DR, LOOMIS, CA 95650-8506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 15, 2019	Grant Deed, Transfer SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	201959198
Prior Transfer Date	Jan 7, 2003
Prior Transfer Doc	0000010060
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3985 EL MONTE DR, LOOMIS, CA 95650-8506
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 EL MONTE DR, LOOMIS, CA 95650-8506

Mortgage

Document Number	0000067997
Date	Dec 18, 2023
Instrument	2023-0067997

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jul 21, 2021
Property Address	3985 EL MONTE DR, LOOMIS, CA 95650-8506
Document Number	0000092719
Map Reference	MB I PG 23
Instrument Date	Jul 13, 2021
Instrument	2021-0092719
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3985 EL MONTE DR, LOOMIS, CA 95650-8506

Mortgage

Document Number	0000092720
Date	Jul 21, 2021
Instrument	2021-0092720

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 15, 2019
Property Address	3985 EL MONTE DR, LOOMIS, CA 95650-8506
Document Number	0000059198
Instrument Date	Jul 10, 2019
Instrument	59198
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$933.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3985 EL MONTE DR LOOMIS CA 956508506, LOOMIS, CA 95650-8506

Mortgage

Document Number	59199
Date	Aug 15, 2019
Instrument	59199

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,069 (+2%) Land $278,876 Building $668,193
2025	$9,900.00 (+1.2%) Homeowner's exemption	$928,500 (+4.04%) Land $273,408 Building $655,092
2023	$9,783.00 (+0.11%) Homeowner's exemption	$892,448 Land $262,793 Building $629,655
2022	$9,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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