3985 E Montezuma Ave, Rimrock, AZ 86335 Property Records

Yavapai County property record for 3985 E Montezuma Ave, Rimrock, AZ 86335

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1981
Lot Size	2.56 acres (111,514 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jan 2023)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405-06-167A`

Property Details

APN / Parcel Number

Primary APN	`405-06-167A`
Alternative APNs	`40506167A3` `40506171`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	111,514 sqft (2.56 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	513 sqft
Patio Area	513 sqft
Utility Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	40506167A3
Street Address	3985 E MONTEZUMA AVE
City	RIMROCK
State	AZ
Zip	86335-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEZUMA PARK #6 LOTS 2,3,6,7 & LOT 10 PLUS PCL BY M&B 52.5X 20 9 BEING 209E OF SW COR & IN S2 SWSW SEC 1-15-4E CONT APPROX 2.5 6AC
Legal Range	05E
Legal Township	14
Legal Section	02
Legal Subdivision	MONTEZUMA PARK
Legal Block	52
Legal Lot Number	10
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	3
Census Block	3018
Census Tract	1605

Owner

3985 E Montezuma Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3985 E MONTEZUMA AVE, RIMROCK, AZ 86335-5502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	May 7, 2001 · Amount on File
Deed Document Number	2023769
Prior Transfer Date	Dec 18, 2001
Prior Transfer Doc	0038890232
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 5, 2023
Property Address	3985 E MONTEZUMA AVE, RIMROCK, AZ 86335-5502
Document Number	0000000769
Map Reference	MB 9 PG 6-8
Instrument Date	Dec 27, 2022
Instrument	2023-0000769
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70228 COUNTY ROAD 376, COVERT, MI 49043-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4423 48TH AVE SW, SEATTLE, WA 98116-4017

Mortgage

Document Number	0000000770
Date	Jan 5, 2023
Instrument	2023-0000770

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Index	Other
Margin	3
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 3985 E Montezuma Ave was $1,144, up 4.8% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Beaver Creek Elementary District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$28,125 (+1.78%)	$281,249 (+1.78%) Land $41,378 Building $239,871
2026		$27,633 (+1.12%)	$276,327 (+1.12%) Land $39,864 Building $236,463
2025	$1,144.00 (+4.76%)	$27,326 Land $3,924 Building $23,402	$273,258 Land $39,239 Building $234,019
2024	$1,092.00
2022	$1,112.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3985 E Montezuma Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	8 (2007–2023)
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 E Montezuma Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - RIMROCK private · serves 3,532 people · EPA ID AZ0413046
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verde Valley Internet Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20