3985 E Heritage Ln, Ontario, CA 91761 Property Records

San Bernardino County property record for 3985 E Heritage Ln, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,772 sqft · built 2013
Lot Size	0.072 acres (3,124 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Nov 2025)
Tax Bill	$6,613 (2025)
Deeds & Mortgages	Nov 2025 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0218-935-32-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-935-32-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	928 sqft
2nd Floor Area	844 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,124 sqft (0.072 acres)
Lot Dimensions	88 ft deep x 35.5 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3985 E HERITAGE LN
City	ONTARIO
State	CA
Zip	91761-2638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18790 LOT 19 BOOK 335 PAGE 61 AND INT IN COMMON AREA
Legal Subdivision	335M61-64
Legal Tract	18790
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3011
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	212 RICHFORD AVE, LA PUENTE, CA 91744-5831
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Grant Deed, Transfer STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP
May 16, 2017	Grant Deed, Transfer · ARM CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	2025292606
Prior Transfer Date	Jun 13, 2013
Prior Transfer Doc	0000274393
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 26, 2025
Property Address	3985 E HERITAGE LN, ONTARIO, CA 91761-2638
Document Number	0000292606
Map Reference	MB 335 PG 61-64
Instrument Date	Nov 6, 2025
Instrument	2025-0292606
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	212 RICHFORD AVE, CITY INDUSTRY, CA 91744-5831

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3985 E HERITAGE LN, ONTARIO, CA 91761-2638
Document Number	0000351989
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 E HERITAGE LN ONTARIO CA 917612638, ONTARIO, CA 91761-2638

Mortgage

Document Number	0000351989
Date	Oct 1, 2019
Instrument	351989

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 16, 2017
Property Address	3985 E HERITAGE LN, ONTARIO, CA 91761-2638
Document Number	0000200819
Map Reference	MAP335 PG61-64
Instrument Date	Apr 10, 2017
Instrument	2017-0200819
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 E HERITAGE LN, ONTARIO, CA 91761-2638

Mortgage

Document Number	0000200820
Date	May 16, 2017
Instrument	2017-0200820

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,000 (+34.19%) Land $235,000 Building $430,000
2025	$6,613.00 (+3.17%) Homeowner's exemption	$495,569 (+4.04%) Land $172,927 Building $322,642
2023	$6,410.00 (+0.96%) Homeowner's exemption	$476,326 Land $166,212 Building $310,114
2022	$6,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks.

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