San Bernardino County property record for 3985 E Carmel Privado, Ontario, CA 91761
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,455 sqft · built 2024 |
| Lot Size | 2.29 acres (1 sqft) |
| Owner | Individual Name on File |
| Last Sale | $605,000 (Nov 2024) |
| Tax Bill | $11,450 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0218-365-49-0000 |
| Primary APN | 0218-365-49-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,455 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 554 sqft |
| 2nd Floor Area | 901 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 1 sqft |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3985 E CARMEL PRIVADO |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91761-0637 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TRACT 20158 LOT 26 UNIT 142 BOOK 366 PAGE 13 AND INTEREST IN COMMON AREA AS DESCRIBED IN CONDO PLAN 2023-0288279 SUNSET RANCH MODULE F |
| Legal Tract | 20158 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1908 |
3985 E Carmel Privado, a condominium, is owned and occupied by an individual who bought it in November 2024.
Source: San Bernardino County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3985 E CARMEL PRIVADO, ONTARIO, CA 91761-0637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 27, 2024 | Grant Deed, Transfer · FHA Mortgage KINGS MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Deed Document Number | 2024285366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 10, 2026 |
| Property Address | 3985 E CARMEL PRIVADO, ONTARIO, CA 91761-0637 |
| Document Number | 0000176348 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026176348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3985 E CARMEL PRIVADO, ONTARIO, CA 91761-0637 |
| Document Number | 0000176348, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026176348 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 27, 2024 |
| Property Address | 3985 E CARMEL PRIVADO, ONTARIO, CA 91761-0637 |
| Document Number | 0000285366 |
| Map Reference | MB 366 PG 13-19 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024-0285366 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3985 E CARMEL PRIVADO, ONTARIO, CA 91761-0637 |
| Document Number | 0000285367 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 2024-0285367 |
| Name | KINGS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2025 property tax bill for 3985 E Carmel Privado was $11,450.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $616,773 Land $214,200 Building $402,573 | |
| 2025 | $11,450.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3985 E Carmel Privado in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3985 E Carmel Privado is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Frontier, Inyo Networks.
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