3985 Cove Ln, Ovid, NY 14521 Property Records

Seneca County and Ovid Town property record for 3985 Cove Ln, Ovid, NY 14521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 1960
Lot Size	0.647 acres (28,200 sqft)
Owner	Individual Name on File
Tax Bill	$12,713 (2026)
Deeds & Mortgages	Jun 2023 Sale
APN	`452889 16-1-23.2`

Property Details

APN / Parcel Number

Primary APN	`452889 16-1-23.2`
Alternative APN	`288901600000010230020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	2,054 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	28,200 sqft (0.647 acres)
Lot Dimensions	188 ft deep x 150 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3985 COVE LN
City	OVID
State	NY
Zip	14521-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Block	1
Legal Lot Number	23.002
Jurisdiction	SENECA NY
Township / Civil Division	OVID
Census Block Group	3
Census Block	3002
Census Tract	950900

Owner

3985 Cove Ln is owned and occupied by an individual who acquired it in May 2023.

Source: Seneca County and Ovid Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3985 COVE LN, OVID, NY 14521-9714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2023
Transfer Doc	001079/169
Record Updated	Oct 29, 2026

June 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SENECA NY
Recording Date	Jun 14, 2023
Property Address	3985 COVE LN, OVID, NY 14521-9714
Document Number	001079/169
Book / Page	1079 / 169
Instrument Date	May 5, 2023
Instrument	63076
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 COVE LN, OVID, NY 14521-9714

Tax Assessment & Valuation

The 2026 property tax bill for 3985 Cove Ln was $12,713 with a homeowner's exemption, up 8.3% from the year before.

Source: Seneca County and Ovid Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Ovid Town
Unified School District	South Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,713.00 (+8.31%) Homeowner's exemption
2025	$11,738.00	$326,000 Land $297,500 Building $28,500	$776,190 Land $708,333 Building $67,857
2023		$326,000 (-) Land $297,500 Building $28,500	$665,306 (+18.37%) Land $607,143 Building $58,163
2022		$326,000 Land $297,500 Building $28,500	$562,069 Land $512,931 Building $49,138
2019	$4,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3985 Cove Ln; there have been 19 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1993–2024)
Claims Outside the SFHA	10 of 19
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 Cove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20