3985 45th Pl, Vero Beach, FL 32967 Property Records

Indian River County property record for 3985 45th Pl, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 764 sqft · built 1962
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$60,000 (Jan 2021)
Tax Bill$1,871 (2025)
Deeds & MortgagesApr 2021 Construction Loan
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN32-39-22-00001-0010-00026.0

Property Details

APN / Parcel Number

Primary APN32-39-22-00001-0010-00026.0
Alternative APN
  • 47563

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area764 sqft Living Area
1st Floor Area764 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialGravel
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotInterior
DrivewayConcrete Driveway
Driveway Area300 sqft
PorchOpen Porch
Porch Area48 sqft

Location & Zoning

Street Address3985 45TH PL
CityVERO BEACH
StateFL
Zip32967-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPINEVIEW PARK UNIT NO 1 BLK 1 LOT 26 PBI 7-1
Legal Range39E
Legal Township32S
Legal Section22
Legal SubdivisionPINEVIEW PARK UNIT NO 1
Legal Block1
Legal Lot Number26
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1023
Census Tract50303

Owner

3985 45th Pl is owned by a company that bought it in January 2021.

Source: Indian River County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address5225 E PIMA ST, TUCSON, AZ 85712-3629
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Construction Mortgage
ANCHOR NATIONWIDE LOANS LLC
Jan 19, 2021Warranty Deed, Transfer
MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2021 · Amount on File
Deed SaleJan 19, 2021 · Amount on File
Prior SaleMay 9, 2013
Deed Document Number20213632
Deed Book / Page3378 / 2276
Prior Transfer DateJan 11, 2013
Prior Transfer Doc0026630238
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address3985 45TH PL, VERO BEACH, FL 32967-1165
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5225 E PIMA ST, TUCSON, AZ 85712-3629

Mortgage

Document Number0034101312
DateApr 15, 2021
Book Page3410/1312
Instrument3120210026378
Lender
NameANCHOR NATIONWIDE LOANS LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 20, 2022

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 19, 2021
Property Address3985 45TH PL, VERO BEACH, FL 32967-1165
Document Number0033782276
Book / Page003378 / 002276
Instrument DateJan 16, 2021
Instrument3632
Transaction TypeTransfer
Record UpdatedFeb 1, 2021
Title CompanyMELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5225 E PIMA ST TUCSON AZ 857123629, TUCSON, AZ 85712-3629

Tax Assessment & Valuation

The 2025 property tax bill for 3985 45th Pl was $1,871.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,871.00$157,311 Land $22,950 Building $134,361$157,311 Land $22,950 Building $134,361
2023$953.00 (+9.16%)$55,965 (+14.88%) Land $16,575 Building $39,390$55,965 (+14.88%) Land $16,575 Building $39,390
2022$873.00$48,716 Land $14,025 Building $34,691$48,716 Land $14,025 Building $34,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3985 45th Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 45th Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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