3984 E 190th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3984 E 190th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1958
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2020)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`140-26-044`

Property Details

APN / Parcel Number

Primary APN	`140-26-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	780 sqft
2nd Floor Area	390 sqft
Basement Area	780 sqft
Finished Basement	390 sqft
Unfinished Basement	390 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3984 E 190TH ST
City	CLEVELAND
State	OH
Zip	44122-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 NP 384.98FT N OF HARVARD RD
Legal Subdivision	SCOTTSDALE
Legal Lot Number	64
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1007
Census Tract	121800

Owner

3984 E 190th St is owned and occupied by an individual who bought it in July 2020.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 21, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 18, 2019	Warranty Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC
Apr 3, 2019	Warranty Deed, Transfer SECURITY FIRST TITLE
Dec 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	2020210103
Prior Transfer Date	Aug 2, 1985
Prior Transfer Doc	5437000026
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705

Mortgage

Document Number	0000000035
Date	Dec 6, 2022
Instrument	202212060035

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2050

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705

Mortgage

Document Number	0000000229
Date	Oct 31, 2025
Instrument	202510310229

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 21, 2020
Property Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Document Number	0007210103
Instrument Date	Jul 17, 2020
Instrument	7210103
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 E 190TH ST CLEVELAND OH 441226705, CLEVELAND, OH 44122-6705

Mortgage

Document Number	7210104
Date	Jul 21, 2020
Instrument	7210104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 18, 2019
Property Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Document Number	0006180288
Instrument Date	Jun 3, 2019
Instrument	6180288
Transaction Type	Construction Loan
Record Updated	Jul 11, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3984 E 190TH ST CLEVELAND OH 441226705, CLEVELAND, OH 44122-6705

Mortgage

Document Number	6180289
Date	Jun 18, 2019
Instrument	6180289

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 17, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 3, 2019
Property Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Document Number	0004030334
Instrument Date	Mar 29, 2019
Instrument	4030334
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$70.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3984 E 190TH ST CLEVELAND OH 441226705, CLEVELAND, OH 44122-6705

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 21, 2018
Property Address	3984 E 190TH ST, CLEVELAND, OH 44122-6705
Document Number	0012210523
Instrument Date	Nov 27, 2018
Instrument	12210523
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Tax	$144.35
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3984 E 190TH ST CLEVELAND OH 441226705, CLEVELAND, OH 44122-6705

Tax Assessment & Valuation

The 2025 property tax bill for 3984 E 190th St was $2,408, up % from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (+0.04%) Homeowner's exemption	$36,715 (-0.01%) Land $6,930 Building $29,785	$104,900 (-) Land $19,800 Building $85,100
2024	$2,407.00 (-9.31%) Homeowner's exemption	$36,720 (+4.91%) Land $6,930 Building $29,790	$104,900 Land $19,800 Building $85,100
2023	$2,654.00 (+0.57%) Homeowner's exemption	$35,000 (-) Land $6,020 Building $28,980
2022	$2,639.00 Homeowner's exemption	$35,000 Land $6,020 Building $28,980
2021			$100,000 Land $17,200 Building $82,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3984 E 190th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3984 E 190th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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