3984 Cedar Bluff Ln, Jacksonville, FL 32226 Property Records

Duval County property record for 3984 Cedar Bluff Ln, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 2008
Lot Size0.152 acres (6,619 sqft)
OwnerIndividual Name on Record
Last Sale$173,700 (Jan 2009)
Tax Bill$1,872 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN106603-0465

Property Details

APN / Parcel Number

Primary APN106603-0465

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,190 sqft
1st Floor Area1,725 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,619 sqft (0.152 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3984 CEDAR BLUFF LN
CityJACKSONVILLE
StateFL
Zip32226-4793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description60-182 36-1N-27E .15 CEDAR GLEN UNIT 2 LOT 53
Legal Range27E
Legal Township01N
Legal Section36
Legal SubdivisionCEDAR GLEN UNIT 2
Legal Lot Number53
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3000
Census Tract10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3984 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2009 · Amount on Record
Deed SaleJan 8, 2009 · Amount on Record
Deed Document Number20094349
Deed Book / Page14745 / 445
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3984 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Document Number0180180508
Book / Page018018 / 000508
Instrument DateJun 5, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3984 CEDAR BLUFF LN JACKSONVILLE FL 322264793, JACKSONVILLE, FL 32226-4793

Mortgage

Document Number0180180508
DateJun 14, 2017
Book Page018018/000508
Instrument139594
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 13, 2032

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,850 (+2.7%)$255,479 (+2.14%) Land $80,000 Building $175,479
2025$1,872.00 (+13.18%) Homeowner's exemption$126,437 (+5.99%)$250,137 (+3.92%) Land $80,000 Building $170,137
2024$1,654.00 (+3.5%)
2023$1,598.00 (+10.13%) Homeowner's exemption$119,296 (+3%)$240,710 (+5.48%) Land $70,000 Building $170,710
2022$1,451.00 Homeowner's exemption$115,822$228,213 Land $65,000 Building $163,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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