Niagara County and Cambria Town property record for 3983 Lower Mountain Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 600 sqft · built 1950 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,934 (2026) |
| Deeds & Mortgages | Apr 2018 Sale Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 92.00-1-34.11 |
| Primary APN | 292000 92.00-1-34.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Concrete |
| Lot Area | 69,696 sqft (1.6 acres) |
| Lot Width | 200 ft Width |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3983 LOWER MOUNTAIN RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 34.011 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 24303 |
3983 Lower Mountain Rd, a single family home, is owned by two individuals.
Source: Niagara County and Cambria Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3977 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-9793 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2018 | Grant Deed, Transfer |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage SALLY MCANINCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 16, 2018 |
| Property Address | 3983 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-9793 |
| Document Number | 0000006287 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 6287 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3977 LOWER MOUNTAIN RD LOCKPORT NY 140949793, LOCKPORT, NY 14094-9793 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 3, 2017 |
| Property Address | 3983 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-9793 |
| Document Number | 0000006724 |
| Instrument Date | Oct 28, 2016 |
| Instrument | 6724 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3977 LOWER MOUNTAIN RD LOCKPORT NY 140949793, LOCKPORT, NY 14094-9793 |
| Document Number | 6725 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 6725 |
| Name | SALLY MCANINCH |
|---|---|
| Address | 4009 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-9794 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 2, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2026 property tax bill for 3983 Lower Mountain Rd was $1,934, up 8.7% from the year before.
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,934.00 (+8.65%) | ||
| 2025 | $1,780.00 | $83,000 Land $33,000 Building $50,000 | $83,000 Land $33,000 Building $50,000 |
| 2023 | $72,400 Land $33,000 Building $39,400 | $72,400 Land $33,000 Building $39,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3983 Lower Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3983 Lower Mountain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures