39820 Co Rd 82, Warsaw, OH 43844 Property Records

Coshocton County property record for 39820 Co Rd 82, Warsaw, OH 43844

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,772 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$187,450 (Feb 2015)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Oct 2005 Mortgage Jan 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001670-8`

Property Details

APN / Parcel Number

Primary APN	`001670-8`
Alternative APN	`0140000027903`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	217,800 sqft (5 acres)
Terrain	Above Road/Slope
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	320 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001670-8
Street Address	39820 COUNTY ROAD 82
City	WARSAW
State	OH
Zip	43844-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS: 8-6-4 PT LOT 20 TRACT F 09 DOC 4331
Legal Subdivision	JEFFERSON
Legal Tract	F
Legal Lot Number	20
Jurisdiction	COSHOCTON OH
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2052
Census Tract	961100

Owner

39820 Co Rd 82 is owned and occupied by two individuals who acquired it in August 2023.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2005	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Jan 6, 2016	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN SAVINGS BANK
Aug 17, 2023	Transfer on Death Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON
Feb 25, 2015	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 24, 2009	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2015 · Amount on File
Deed Sale	Feb 25, 2015 · Amount on File
Prior Sale	Nov 24, 2009 · Amount on File
Deed Document Number	2015742
Deed Book / Page	663 / 800
Last Transfer Date	Aug 16, 2023
Transfer Doc	00797/2693
Record Updated	Jun 8, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000393/161
Date	Oct 12, 2005
Book Page	393/161
Instrument	200500005535

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	239 Months
Due	Sep 25, 2025

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000691/279
Date	Jan 6, 2016
Book Page	691/279
Instrument	201600000055

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2046

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000603/685
Date	Mar 25, 2013
Book Page	603/685
Instrument	201300001268

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Non-Lending Institution
Address	COSHOCTON, OH 43812

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2043

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 17, 2023
Property Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Document Number	00797/2693
Book / Page	797 / 2693
Instrument Date	Aug 16, 2023
Instrument	202300003217
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Feb 25, 2015
Property Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Document Number	000663/800
Book / Page	663 / 800
Instrument Date	Feb 20, 2015
Instrument	201500000742
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763

Mortgage

Document Number	201500000743
Date	Feb 25, 2015
Instrument	201500000743

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2045

November 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Nov 24, 2009
Property Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763
Document Number	000506/580
Book / Page	506 / 580
Map Reference	MB1 PG783
Instrument Date	Nov 20, 2009
Instrument	200900004331
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39820 COUNTY ROAD 82, WARSAW, OH 43844-9763

Mortgage

Document Number	000506/582
Date	Nov 24, 2009
Book Page	506/582
Instrument	200900004332

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	NEW PHILADELPHIA, OH 44663

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 39820 Co Rd 82 was $2,944 with a homeowner's exemption, up 0.5% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Jefferson Township
Unified School District	River View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,944.00 (+0.51%)	$81,070 (-) Land $17,680 Building $63,390	$231,620 (-) Land $50,510 Building $181,110
2024	$2,929.00 (+17.58%) Homeowner's exemption	$81,070 (+23.67%) Land $17,680 Building $63,390	$231,620 Land $50,510 Building $181,110
2023	$2,491.00 (-2.66%) Homeowner's exemption	$65,555 (-) Land $12,362 Building $53,193
2022	$2,559.00 Homeowner's exemption	$65,555 Land $12,362 Building $53,193
2021			$187,300 Land $35,320 Building $151,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39820 Co Rd 82 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39820 Co Rd 82 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Frontier.

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