Shelby County property record for 3982 Ross Rd, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,389 sqft · built 1984 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Feb 2024) |
| Tax Bill | $1,148 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Nov 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3513-E0-0005 |
| Primary APN | 09-3513-E0-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| Gross Area | 1,749 sqft |
| 1st Floor Area | 1,389 sqft |
| Utility Area | 63 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 206 sqft |
| Deck Area | 130 sqft |
| Heating System | Central |
|---|
| Street Address | 3982 ROSS RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-6633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES ROSS RD |
| Legal Subdivision | OAK CREEK COMMONS |
| Legal Lot Number | 5 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21746 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1740 QUIMBY RD, SAN JOSE, CA 95122-1224 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 7, 2023 | Warranty Deed, Transfer |
| Oct 4, 2023 | Agreement of Sale, Transfer |
| Sep 12, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2024 · Amount on Record |
| Deed Sale | Feb 19, 2024 · Amount on Record |
| Prior Sale | Nov 7, 2023 · Amount on Record |
| Deed Document Number | 202413794 |
| Prior Transfer Date | Sep 12, 2023 |
| Prior Transfer Doc | 0000076651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 19, 2024 |
| Property Address | 3982 ROSS RD, MEMPHIS, TN 38115-6633 |
| Document Number | 0024013794 |
| Map Reference | MB 93 PG 31 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 24013794 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1740 QUIMBY RD, SAN JOSE, CA 95122-1224 |
| Document Number | 0024013795 |
|---|---|
| Date | Feb 19, 2024 |
| Instrument | 24013795 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 7, 2023 |
| Property Address | 3982 ROSS RD, MEMPHIS, TN 38115-6633 |
| Document Number | 0023095711 |
| Map Reference | MB 93 PG 31 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 23095711 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 381887, GERMANTOWN, TN 38183-1887 |
| Investor | Possibly a Property Investor |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 4, 2023 |
| Property Address | 3982 ROSS RD, MEMPHIS, TN 38115-6633 |
| Document Number | 0023084296 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 23084296 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2421, CORDOVA, TN 38088-2421 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 12, 2023 |
| Property Address | 3982 ROSS RD, MEMPHIS, TN 38115-6633 |
| Document Number | 0023076651 |
| Map Reference | MB 93 PG 31 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 23076651 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3982 ROSS RD, MEMPHIS, TN 38115-6633 |
| Investor | Possibly a Property Investor |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,148.00 (-41.13%) | $42,700 (+33.33%) Land $4,875 Building $37,825 | $170,800 (+33.33%) Land $19,500 Building $151,300 |
| 2023 | $32,025 Land $4,250 Building $27,775 | ||
| 2022 | $1,950.00 | ||
| 2021 | $128,100 Land $17,000 Building $111,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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