3981 W Albany St, McHenry, IL 60050 Property Records

McHenry County property record for 3981 W Albany St, McHenry, IL 60050

Property Summary

Property Type	Commercial
Details	4,346 sqft · built 1986
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on File
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-11-152-006`

Property Details

APN / Parcel Number

Primary APN	`14-11-152-006`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	4,346 sqft Total Area

Exterior

Year Built	Built 1986
Exterior Material	Metal
Foundation Type	Raised
Lot Area	59,242 sqft (1.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3981 W ALBANY ST
City	MCHENRY
State	IL
Zip	60050-8390
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2005R0051551 (RE-RECORD) LT 28 TONYANS INDUSTRIAL PARK UNIT 2
Legal Range	08E
Legal Township	44N
Legal Section	11
Legal Subdivision	TONYANS INDUSTRIAL PARK
Legal Block	152
Legal Lot Number	28
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	4
Census Block	4017
Census Tract	870809

Owner

3981 W Albany St, a commercial property, is owned by a company that acquired it in April 2005.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Company Name on File
Mailing Address	6883 SEPTEMBER BLVD, LONG GROVE, IL 60047-5117
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit HOME STATE BANK NA
Jul 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2005
Deed Sale	Apr 19, 2005
Prior Sale	Jan 7, 2002 · Amount on File
Deed Document Number	2005R0029629
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3981 W ALBANY ST, MCHENRY, IL 60050-8390
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	FIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022681
Date	Apr 26, 2021
Instrument	2021R0022681

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 20, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	3.75%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3981 W ALBANY ST, MCHENRY, IL 60050-8390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNITED TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024599
Date	Jul 6, 2020
Instrument	2020R0024599

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jun 23, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$92,087 Land $45,678 Building $46,409	$276,261 Land $137,034 Building $139,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3981 W Albany St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3981 W Albany St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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