3981 W 1000 S, Pendleton, IN 46064 Property Records

Madison County property record for 3981 W 1000 S, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$380,500 (May 2026)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-9A04-1-407`

Property Details

APN / Parcel Number

Primary APN	`05-9A04-1-407`
Alternative APNs	`48-17-04-200-011.000-012` `00001212408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	66 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001212408
Street Address	3981 W 1000 S
City	PENDLETON
State	IN
Zip	46064-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINI PLAT #407 L 001 (1.0A)
Legal Subdivision	MINI PLAT NO 4007
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	3
Census Block	3036
Census Tract	11502

Owner

3981 W 1000 S is owned and occupied by an individual who bought it in May 2026.

Source: Madison County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3891 W 1000 S, PENDLETON, IN 46064-9499
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Mar 30, 2012	Warranty Deed, Transfer · Conventional Mortgage CALIBER FUNDING LLC
Apr 10, 2007	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST PLACE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Mar 19, 2024 · Amount on File
Deed Document Number	20266668
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0000014872
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R19239
Date	Dec 10, 2020
Instrument	2020R19239

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 7, 2026
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Document Number	0000006668
Instrument Date	Apr 21, 2026
Instrument	2026.6668
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000006669,
Date	May 7, 2026
Instrument	2026..6669

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 7, 2026
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Document Number	2026R06668
Instrument Date	Apr 21, 2026
Instrument	20266668
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 W 1000 S, PENDLETON, IN 46064-9499

Mortgage

Document Number	0000006669,
Date	May 7, 2026
Instrument	20266669

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Mar 19, 2024
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Document Number	2024R03693
Map Reference	BK 18 PG 119
Instrument Date	Mar 15, 2024
Instrument	2024R03693
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	CENTENNIAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 W 1000 S, PENDLETON, IN 46064-9499

Mortgage

Document Number	2024R03694
Date	Mar 19, 2024
Instrument	2024R03694

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Mar 19, 2024
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Document Number	2024R03693
Map Reference	BK 18 PG 119
Instrument Date	Mar 15, 2024
Instrument	2024R03693
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	CENTENNIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 W 1000 S, PENDLETON, IN 46064-9499

Mortgage

Document Number	2024R03694
Date	Mar 19, 2024
Instrument	2024R03694

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Mar 30, 2012
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Document Number	2012004560
Map Reference	MB18 PG119
Instrument Date	Mar 6, 2012
Instrument	2012-004560
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 W 1000 S, PENDLETON, IN 46064-9499

Mortgage

Document Number	2012004561
Date	Mar 30, 2012
Instrument	2012-004561

Lender

Name	CALIBER FUNDING LLC
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2042

April 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Apr 10, 2007
Property Address	3981 W 1000 S, PENDLETON, IN 46064-9499
Document Number	2007006562
Map Reference	MB18 PG119
Instrument Date	Mar 27, 2007
Instrument	2007006562
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 W 1000 S, PENDLETON, IN 46064-9499

Mortgage

Document Number	2007006563
Date	Apr 10, 2007
Instrument	2007006563

Lender

Name	FIRST PLACE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3981 W 1000 S was $2,531 with a homeowner's exemption, down 2.6% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00 (-2.62%) Homeowner's exemption	$281,300 Land $34,000 Building $247,300	$281,300 Land $34,000 Building $247,300
2024	$2,599.00
2023		$237,200 (+3.72%) Land $32,400 Building $204,800	$237,200 (+3.72%) Land $32,400 Building $204,800
2022	$2,400.00	$228,700 Land $30,900 Building $197,800	$228,700 Land $30,900 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3981 W 1000 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3981 W 1000 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Indiana Communications Fiber	10,000 / 10,000

May also be available: Verizon.

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