Nelson County property record for 3981 Springfield Rd, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,556 sqft · built 1995 |
| Lot Size | 13.3 acres (580,655 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,032 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74000-00-046.02 |
| Primary APN | 74000-00-046.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,556 sqft Living Area |
| 1st Floor Area | 2,556 sqft |
| Basement Area | 2,556 sqft |
| Unfinished Basement | 2,556 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 580,655 sqft (13.3 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Account Number | 73953 |
|---|---|
| Street Address | 3981 SPRINGFIELD RD |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3981 SPRINGFIELD ROAD |
| Legal Subdivision | SURVEY OF JOHN YOUNG HOWARD PLS 2775 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 930100 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3981 SPRINGFIELD RD, BLOOMFIELD, KY 40008-7343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| Jun 21, 2021 | Intrafamily Transfer, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 |
| Deed Sale | Jun 21, 2021 |
| Prior Sale | Jun 17, 2013 · Amount on Record |
| Deed Document Number | 20218171 |
| Deed Book / Page | 571 / 94 |
| Last Transfer Date | Nov 5, 2025 |
| Transfer Doc | 0000007397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 3981 SPRINGFIELD RD, BLOOMFIELD, KY 40008-7343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | M1236/263 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | M1236/263 |
| Instrument | 2019016036 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 3981 SPRINGFIELD RD, BLOOMFIELD, KY 40008-7343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1267/518 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | M1267/518 |
| Instrument | 2020008847 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jun 21, 2021 |
| Property Address | 3981 SPRINGFIELD RD, BLOOMFIELD, KY 40008-7343 |
| Document Number | D571/94 |
| Book / Page | D571 / 94 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021008171 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3981 SPRINGFIELD RD, BLOOMFIELD, KY 40008-7343 |
| Document Number | 2021008172 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021008172 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2051 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,032.00 (-5.9%) | $280,960 (-) | $365,000 (+29.91%) Land $88,740 Building $276,260 |
| 2023 | $3,222.00 | $280,960 | $280,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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