3981 School Section Rd, Apt 11, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3981 School Section Rd, Apt 11, Cincinnati, OH 45211

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,131 sqft · built 1987
Lot Size	0.923 acres (40,205 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Jun 2026)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0121-0545-00`

Property Details

APN / Parcel Number

Primary APN	`550-0121-0545-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	5 Units
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	40,205 sqft (0.923 acres)
Garage Type	Detached
Garage Area	207 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3981 SCHOOL SECTION RD, 11
City	CINCINNATI
State	OH
Zip	45211-3367
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 11 EIGHT AND ONE-THIRD % STONE HEDGE CONDOMINIUM
Legal Subdivision	STONE HEDGE CONDOMINIUM
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1005
Census Tract	21001

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3981 SCHOOL SECTION RD, CINCINNATI, OH 45211-3367
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2022	Transfer on Death Deed, Transfer
Jan 24, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 3, 2020	Warranty Deed, Transfer · Line of Credit AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	202646582
Deed Book / Page	15685 / 1931
Prior Transfer Date	Sep 6, 2001
Prior Transfer Doc	0000163410
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2026
Property Address	3981 SCHOOL SECTION RD, 11, CINCINNATI, OH 45211-3367
Document Number	0000046582
Book / Page	15685 / 1931
Instrument Date	Jun 8, 2026
Instrument	202646582
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$29,492.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2022
Property Address	3981 SCHOOL SECTION RD APT 11, 11, CINCINNATI, OH 45211-3367
Document Number	0000008449
Book / Page	14589 / 2615
Map Reference	MB 4392 PG 957
Instrument Date	Jan 18, 2022
Instrument	2022-0008449
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2022
Property Address	3981 SCHOOL SECTION RD APT 11, 11, CINCINNATI, OH 45211-3367
Document Number	0000008448
Book / Page	14589 / 2613
Map Reference	MB 4392 PG 957
Instrument Date	Jan 18, 2022
Instrument	2022-0008448
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 SCHOOL SECTION RD APT 11, 11, CINCINNATI, OH 45211-3367

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2020
Property Address	3981 SCHOOL SECTION RD APT 11, 11, CINCINNATI, OH 45211-3367
Document Number	0000115719
Book / Page	014288 / 002226
Instrument Date	Oct 22, 2020
Instrument	115719
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3981 SCHOOL RD #11 CINCINNATI OH 45211, 11, CINCINNATI, OH 45211

Mortgage

Document Number	115720
Date	Nov 3, 2020
Book Page	014288/002229
Instrument	115720

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (+2.34%)	$30,205 (-) Land $4,725 Building $25,480	$86,300 (-) Land $13,500 Building $72,800
2024	$1,541.00 (+0.06%)	$30,205 (-) Land $4,725 Building $25,480
2023	$1,540.00 (+27.91%)	$30,205 (+51.09%) Land $4,725 Building $25,480	$86,300 (+51.09%) Land $13,500 Building $72,800
2022	$1,204.00 Homeowner's exemption	$19,992 Land $2,940 Building $17,052
2020			$57,120 Land $8,400 Building $48,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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