Rock County property record for 3981 S Afton Rd, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 2021 |
| Lot Size | 11.5 acres (502,682 sqft) |
| Owner | Company Name on File |
| Last Sale | $505,000 (Feb 2024) |
| Tax Bill | $6,423 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2020 Construction Loan + 16 more |
| Flood Zone | Zone A (high risk) |
| APN | 6-2-30 |
| Primary APN | 6-2-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Basement Area | 964 sqft |
| Unfinished Basement | 964 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 502,682 sqft (11.5 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Milk House | 120 sqft |
| Storage Building | 528 sqft |
| Pole Barn | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 004 003011 |
|---|---|
| Street Address | 3981 S AFTON RD |
| City | BELOIT |
| State | WI |
| Zip | 53511-8755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSOR'S PLAT PT OUTLOTS 7 & 8 CERTIFIED SURVEY MAP #2249566 MAP 42-216 LOT 1 |
| Legal Subdivision | JAMES P LUND ETAL |
| Legal Lot Number | 1 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2200 |
3981 S Afton Rd is owned by a company that bought it in February 2024.
Source: Rock County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 210 OCONNOR DR, 101, ELKHORN, WI 53121-4542 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit JOHNSON BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage JOHNSON BANK |
| Aug 21, 2024 | Deed of Trust, Mortgage · Line of Credit JOHNSON BANK |
| Sep 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage JOHNSON BANK |
| Feb 1, 2024 | Warranty Deed, Transfer |
| Jun 30, 2023 | Warranty Deed, Transfer |
| Jun 28, 2023 | Warranty Deed, Transfer |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK |
| May 28, 2020 | Warranty Deed, Transfer |
| May 28, 2020 | Deed, Transfer · Conventional Mortgage JOHNSON BANK |
| May 28, 2020 | Deed, Transfer |
| May 28, 2020 | Warranty Deed, Transfer |
| May 28, 2020 | Deed, Transfer |
| Apr 5, 2010 | Intrafamily Transfer, Transfer |
| Oct 23, 2006 | Administrator's Deed, Transfer |
| Jun 6, 2006 | Intrafamily Transfer, Transfer |
| May 2, 2006 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 20242256112 |
| Prior Transfer Date | Apr 1, 2010 |
| Prior Transfer Doc | 0001888716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Apr 20, 2026 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002307856 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20262307856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002307856, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20262307856 |
| Name | JOHNSON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002167686 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2167686 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002268328 |
|---|---|
| Date | Aug 21, 2024 |
| Instrument | 2268328 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002292558 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2292558 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | RACINE, WI 53408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002167686 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2167686 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Feb 1, 2024 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002256112 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2256112 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 OCONNOR DR STE 101, 101, ELKHORN, WI 53121-4542 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 30, 2023 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002243262 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2243262 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $91.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3275 W LAMPLIGHTER TRL, BELOIT, WI 53511-9077 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 28, 2023 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002243096 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2243096 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $125.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3285 W LAMPLIGHTER TRL, BELOIT, WI 53511-9077 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2154985 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2154985 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 28, 2020 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002154981 |
| Instrument Date | May 27, 2020 |
| Instrument | 2154981 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2723 KELLOGG AVE, JANESVILLE, WI 53546-5681 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 28, 2020 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002154984 |
| Instrument Date | May 27, 2020 |
| Instrument | 2154984 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2723 KELLOGG AVE, JANESVILLE, WI 53546-5681 |
| Document Number | 0002154985 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2154985 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 28, 2020 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002154983 |
| Instrument Date | May 27, 2020 |
| Instrument | 2154983 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2723 KELLOGG AVE, JANESVILLE, WI 53546-5681 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 28, 2020 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002154981 |
| Instrument Date | May 27, 2020 |
| Instrument | 2154981 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2723 KELLOGG AVE, JANESVILLE, WI 53546-5681 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 28, 2020 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0002154982 |
| Instrument Date | May 27, 2020 |
| Instrument | 2154982 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2723 KELLOGG AVE, JANESVILLE, WI 53546-5681 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Apr 5, 2010 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0001888716 |
| Instrument Date | Apr 1, 2010 |
| Instrument | 1888716 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2611 27 1/2 27 3/4 STREET, RICE LAKE, WI 54868 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2611 27 1/2 27 3/4 STREET, RICE LAKE, WI 54868 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Oct 23, 2006 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0001769045 |
| Instrument Date | Oct 4, 2006 |
| Instrument | 1769045 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $48.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 103 S JACKSON ST # 2ND, JANESVILLE, WI 53548-3804 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 6, 2006 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0001752998 |
| Instrument Date | Jun 5, 2006 |
| Instrument | 1752998 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 777, BELOIT, WI 53512-0777 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 2, 2006 |
| Property Address | 3981 S AFTON RD, BELOIT, WI 53511-8755 |
| Document Number | 0001748956 |
| Instrument Date | Apr 28, 2006 |
| Instrument | 1748956 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 00000 |
The 2025 property tax bill for 3981 S Afton Rd was $6,423.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rock County |
| County Subdivision | Beloit Town |
| Unified School District | Beloit Turner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,423.00 | $381,800 Land $18,600 Building $363,200 | $471,400 |
| 2023 | $7,972.00 (+5.76%) | $508,200 (+55.08%) Land $149,300 Building $358,900 | $528,400 (+21.39%) |
| 2022 | $7,538.00 | $327,700 Land $120,200 Building $207,500 | $435,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3981 S Afton Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3981 S Afton Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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