3981 River Rd, Fairfield Township, OH 45014 Property Records

Butler County property record for 3981 River Rd, Fairfield Township, OH 45014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,194 sqft · built 1933
Lot Size	1 acres (43,821 sqft)
Owner	2 Company Names on Record
Last Sale	$175,500 (Aug 2020)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`A0700-002-000-011`

Property Details

APN / Parcel Number

Primary APN	`A0700-002-000-011`
Alternative APNs	`0001600` `193165` `194890`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	43,821 sqft (1 acres)
Lot Dimensions	822 ft deep x 231 ft wide
Terrain	Below Road/Slope
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3981 RIVER RD
City	FAIRFIELD
State	OH
Zip	45014-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 ENT LESS 898.43 X 397.75
Legal Subdivision	CITY OF FAIRFIELD
Legal Lot Number	16
Jurisdiction	BUTLER OH
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2001
Census Tract	10901

Owner

Source: Butler County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 29, 2024	Intrafamily Transfer, Transfer ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC
Aug 12, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 26, 2020	Grant Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202035799
Deed Book / Page	9489 / 384
Last Transfer Date	Jan 29, 2024
Transfer Doc	0000002774
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007115
Date	Mar 7, 2024
Book Page	10064/1783
Instrument	2024-00007115

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Jan 29, 2024
Property Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008
Document Number	0000002774
Book / Page	10052 / 1651
Instrument Date	Jan 19, 2024
Instrument	2024-00002774
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 12, 2020
Property Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008
Document Number	0000035799
Book / Page	9489 / 384
Map Reference	MB 273 PG 13
Instrument Date	Jul 28, 2020
Instrument	2020-00035799
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	ABSOLUTE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008

Mortgage

Document Number	0009489387
Date	Aug 12, 2020
Instrument	9489/387

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 1, 2020
Property Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008
Document Number	0000013609
Book / Page	009421 / 001744
Instrument Date	Mar 20, 2020
Instrument	13609
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9228 KENWOOD RD BLUE ASH OH 452427469, BLUE ASH, OH 45242-7469

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 26, 2020
Property Address	3981 RIVER RD, FAIRFIELD, OH 45014-1008
Document Number	0000008323
Book / Page	009406 / 000871
Instrument Date	Feb 20, 2020
Instrument	8323
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3981 RIVER RD FAIRFIELD OH 450141008, FAIRFIELD, OH 45014-1008

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Fairfield City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (-2.45%)	$60,830 (-) Land $15,430 Building $45,400	$173,800 (-) Land $44,090 Building $129,710
2024	$2,323.00 (+2.02%)
2023	$2,277.00 (-11.98%)	$60,830 (+15.01%) Land $15,430 Building $45,400	$173,800 (+15.02%) Land $44,090 Building $129,710
2022	$2,587.00	$52,890 Land $15,430 Building $37,460
2020			$151,110 Land $44,090 Building $107,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD CITY PWS serves 44,907 people · EPA ID OH0900715
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures