3981 Laura Lee Ln, Ceresco, MI 49033 Property Records

Calhoun County property record for 3981 Laura Lee Ln, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2019
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2004)
Tax Bill	$6,505 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-402-004-00`

Property Details

APN / Parcel Number

Primary APN	`17-402-004-00`
Alternative APN	`13-17-402-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	15,725 sqft (0.361 acres)
Lot Width	58 ft Width
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3981 LAURA LEE LN
City	CERESCO
State	MI
Zip	49033-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NEWTON TWP. LAURLEE PARK LOTS 21 & 22 ALSO EXTENSION OF LOT LINES TO LAKE
Legal Range	7W
Legal Township	3S
Legal Subdivision	LAURELEE PARK
Legal Lot Number	21-22
Jurisdiction	CALHOUN MI
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4035
Census Tract	2700

Owner

3981 Laura Lee Ln is owned and occupied by two individuals who bought it in May 2004.

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3981 LAURA LEE LN, CERESCO, MI 49033-9738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage KELLOGG COMMUNITY CREDIT UNION
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLOGG COMMUNITY CU
Jul 8, 2019	Deed of Trust, Mortgage · Construction Mortgage KELLOGG COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2004 · Amount on File
Deed Sale	May 19, 2004 · Amount on File
Prior Sale	Mar 26, 2003
Deed Book / Page	2833 / 429
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	2833000430
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Aug 18, 2026
Property Address	3981 LAURA LEE LN, CERESCO, MI 49033-9738
Document Number	5030000176
Book / Page	5030 / 176
Instrument Date	Aug 5, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3981 LAURA LEE LN, CERESCO, MI 49033-9738

Mortgage

Document Number	5030000178,
Date	Aug 18, 2026
Book Page	5030/178

Lender

Name	KELLOGG COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	3981 LAURA LEE LN, CERESCO, MI 49033-9738
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004446/240
Date	Aug 17, 2020
Book Page	4446/240

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	3981 LAURA LEE LN, CERESCO, MI 49033-9738
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04332/0578
Date	Jul 8, 2019
Book Page	4332/0578

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49014

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	366 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3981 Laura Lee Ln was $6,505 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Newton Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,200 (+14.84%)
2025	$6,505.00 Homeowner's exemption	$258,800	$594,400 (+14.84%)
2024			$517,600 (+28.44%)
2023		$201,500	$403,000
2022	$5,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3981 Laura Lee Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3981 Laura Lee Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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