3981 Gaffney Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 3981 Gaffney Loop, Tallahassee, FL 32303

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 984 sqft · built 1992
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Nov 2022)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-16-60-H-001-2`

Property Details

APN / Parcel Number

Primary APN	`21-16-60-H-001-2`
Alternative APNs	`21-16-60-00H-001.2` `2116202010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,023 sqft
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Finished/Open Porch
Porch Area	15 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3981 GAFFNEY LOOP
City	TALLAHASSEE
State	FL
Zip	32303-1216
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR1
Legal Description	SETTLERS CREEK ADDITION LOT 1 UNIT C BLOCK H OR 1583/627 2130/2109
Legal Range	1W
Legal Township	1N
Legal Section	16
Legal Subdivision	SETTLERS CREEK ADDITION
Legal Block	H
Legal Lot Number	1
Jurisdiction	LEON FL
Township / Civil Division	NORTHWEST LEON
Census Block Group	3
Census Block	3005
Census Tract	2205

Owner

Source: Leon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3981 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	202274809
Deed Book / Page	5796 / 1453
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEON FL
Recording Date	Nov 28, 2022
Property Address	3981 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
Document Number	0057961453
Book / Page	5796 / 1453
Map Reference	MB 10 PG 68
Instrument Date	Nov 22, 2022
Instrument	20220074809
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	PEACOCK TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2926 SADDLE BROOK CT, TALLAHASSEE, FL 32303-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3981 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216

Mortgage

Document Number	0057961454
Date	Nov 28, 2022
Instrument	5796/1454

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Leon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Leon County
Municipality	Tallahassee City
Unified School District	Leon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (+20.57%)	$141,372 (+22.57%) Land $35,000 Building $106,372	$141,372 (+22.57%) Land $35,000 Building $106,372
2023	$2,231.00 (+22.11%)	$115,343 (+11.63%) Land $30,000 Building $85,343	$115,343 (+11.63%) Land $30,000 Building $85,343
2022	$1,827.00	$103,325 Land $25,000 Building $78,325	$103,325 Land $25,000 Building $78,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALLAHASSEE serves 200,480 people · EPA ID FL1370655
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20