Hamilton County property record for 3981 Ebenezer Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,335 sqft · built 1995 |
| Lot Size | 0.917 acres (39,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (May 2019) |
| Tax Bill | $8,219 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0241-0265-00 |
| Primary APN | 550-0241-0265-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,335 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| 2nd Floor Area | 667 sqft |
| Basement Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 39,988 sqft (0.917 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3981 EBENEZER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EBENEZER RD 0.918 AC R2-T2-S27 |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21101 |
Source: Hamilton County records · APN 550-0241-0265-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3981 EBENEZER RD, CINCINNATI, OH 45248-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on Record |
| Deed Sale | May 24, 2019 · Amount on Record |
| Prior Sale | Oct 25, 2017 |
| Deed Document Number | 2019-0040239 |
| Deed Book / Page | 13925 / 00208 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3981 EBENEZER RD, CINCINNATI, OH 45248-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008918 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 14338/1007 |
| Instrument | 2021-0008918 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 24, 2019 |
| Property Address | 3981 EBENEZER RD, CINCINNATI, OH 45248-1501 |
| Document Number | 0000040239 |
| Book / Page | 13925 / 00208 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019-0040239 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LAWYERS TITLE OF CINCINNATI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3981 EBENEZER RD, CINCINNATI, OH 45248-1501 |
| Document Number | 0000040240 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-0040240 |
| Name | EAGLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2034 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,219.00 (+2.56%) | $158,053 (-) Land $20,758 Building $137,295 | |
| 2024 | $8,014.00 (-10.66%) | $158,053 (-10.58%) Land $20,758 Building $137,295 | |
| 2023 | $8,970.00 (+25.88%) | $176,747 (+48.53%) Land $20,759 Building $155,988 | $451,580 (+32.82%) Land $59,310 Building $392,270 |
| 2022 | $7,126.00 Homeowner's exemption | $119,000 Land $20,216 Building $98,784 | |
| 2020 | $340,000 Land $57,760 Building $282,240 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 225 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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