3981 E Indigo Bay Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3981 E Indigo Bay Ct, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,459 sqft · built 2000
Lot Size	0.232 acres (10,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,500 (Sep 2026)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-753`

Property Details

APN / Parcel Number

Primary APN	`304-07-753`
Alternative APN	`304077538`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,459 sqft Living Area
Gross Area	4,799 sqft
1st Floor Area	2,244 sqft
2nd Floor Area	2,215 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,110 sqft (0.232 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3981 E INDIGO BAY CT
City	GILBERT
State	AZ
Zip	85234-0032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HIGHLAND GROVES AMENDED MCR 468-08
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	HIGHLAND GROVES AMENDED
Legal Lot Number	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	422621

Owner

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2017	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2026549389
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	0000362388
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 18, 2026
Property Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032
Document Number	0000549389
Instrument Date	Sep 16, 2026
Instrument	2026549389
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	BLUEINK TITLE AGENCY LLC, BLUEINK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032

Mortgage

Document Number	0000549390,
Date	Sep 18, 2026
Instrument	2026549390

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032
Document Number	0000802426
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3981 E INDIGO BAY CT GILBERT AZ 852340032, GILBERT, AZ 85234-0032

Mortgage

Document Number	0000802426
Date	Oct 9, 2019
Instrument	802426

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2018
Property Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032
Document Number	0000663254
Map Reference	MB 468 PG 08
Instrument Date	Aug 24, 2018
Instrument	20180663254
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PRINCIPAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4959 N SHADOW WOOD DR, 4959, LEHI, UT 84043-6585

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032

Mortgage

Document Number	0000663255
Date	Aug 31, 2018
Instrument	20180663255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	3981 E INDIGO BAY CT, GILBERT, AZ 85234-0032
Document Number	0000528664
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E INDIGO BAY CT GILBERT AZ 852340032, GILBERT, AZ 85234-0032

Mortgage

Document Number	0000528664
Date	Jul 20, 2017
Instrument	528664

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,750 (+62.11%)	$697,500 (+7.31%) Land $139,500 Building $558,000
2025	$3,413.00 (+3.93%)	$43,027 (-37.84%)	$650,000 (-6.1%) Land $130,000 Building $520,000
2024		$69,220	$692,200 Land $138,400 Building $553,800
2023	$3,284.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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