3981 E Clover St, Columbus, IN 47203 Property Records

Bartholomew County property record for 3981 E Clover St, Columbus, IN 47203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1961
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2023)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jul 2023 Sale Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-06-20.44-3900`

Property Details

APN / Parcel Number

Primary APN	`04-06-20.44-3900`
Alternative APN	`03-06-20-440-003.900-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	04-06-20.44-3900
Street Address	3981 E CLOVER ST
City	COLUMBUS
State	IN
Zip	47203-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFF ADD LOT 19
Legal Subdivision	NORTHCLIFF ADD
Legal Lot Number	19
Jurisdiction	BARTHOLOMEW IN
Township / Civil Division	FLAT ROCK
Census Block Group	1
Census Block	1011
Census Tract	11200

Owner

3981 E Clover St is owned and occupied by two individuals who bought it in July 2023.

Source: Bartholomew County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3981 E CLOVER ST, COLUMBUS, IN 47203-9754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer
Nov 8, 2017	Warranty Deed, Transfer SECURITY TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Nov 8, 2017
Deed Document Number	202331522
Transfer Doc	2010176372
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARTHOLOMEW IN
Recording Date	Jul 26, 2023
Property Address	3981 E CLOVER ST, COLUMBUS, IN 47203-9754
Document Number	2023005380
Instrument Date	Jul 25, 2023
Instrument	2023005380
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E CLOVER ST, COLUMBUS, IN 47203-9754

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARTHOLOMEW IN
Recording Date	Nov 8, 2017
Property Address	3981 E CLOVER ST, COLUMBUS, IN 47203-9754
Document Number	2017010620
Map Reference	PL E PG 28&29
Instrument Date	Nov 6, 2017
Instrument	2017010620
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E CLOVER ST, COLUMBUS, IN 47203-9754

Tax Assessment & Valuation

The 2025 property tax bill for 3981 E Clover St was $1,136, down 3.3% from the year before.

Source: Bartholomew County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Bartholomew County
County Subdivision	Flat Rock Township
Unified School District	Flat Rock-Hawcreek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (-3.32%)	$176,700 Land $33,300 Building $143,400	$176,700 Land $33,300 Building $143,400
2024	$1,175.00 (+2.98%)
2023	$1,141.00 (+6.94%) Homeowner's exemption	$167,700 (+12.63%) Land $33,300 Building $134,400	$167,700 (+12.63%) Land $33,300 Building $134,400
2022	$1,067.00 (-6.97%)	$148,900 Land $33,300 Building $115,600	$148,900 Land $33,300 Building $115,600
2021	$1,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3981 E Clover St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 9, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3981 E Clover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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