3981 E Campbell Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3981 E Campbell Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,685 sqft · built 1998
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-15-412`

Property Details

APN / Parcel Number

Primary APN	`304-15-412`
Alternative APN	`304154123`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	1,825 sqft
1st Floor Area	1,685 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Pool Area	379 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3981 E CAMPBELL AVE
City	GILBERT
State	AZ
Zip	85234-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	EL DORADO AT THE HIGHLANDS MCR 406-31
Legal Range	6E
Legal Township	1S
Legal Section	11
Legal Subdivision	EL DORADO AT THE HIGHLANDS
Legal Lot Number	181
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1021
Census Tract	422657

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Apr 12, 2019	Intrafamily Transfer, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019
Deed Sale	Apr 12, 2019
Prior Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	2019257005
Last Transfer Date	Aug 28, 2019
Transfer Doc	0000683578
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215

Mortgage

Document Number	0000089096
Date	Feb 23, 2023
Instrument	20230089096

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215

Mortgage

Document Number	0000046843
Date	Jan 14, 2021
Instrument	20210046843

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2019
Property Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215
Document Number	0000257005
Map Reference	MB 406 PG 31
Instrument Date	Mar 4, 2019
Instrument	20190257005
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PHOENIX TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 E CAMPBELL AVE, GILBERT, AZ 85234-3215

Mortgage

Document Number	0000257006
Date	Apr 12, 2019
Instrument	20190257006

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,100 (+99.03%)	$431,000 (+6.63%) Land $86,200 Building $344,800
2025	$1,693.00 (+3.23%)	$21,655 (-49.5%)	$404,200 (-5.74%) Land $80,800 Building $323,400
2024		$42,880	$428,800 Land $85,700 Building $343,100
2023	$1,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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