3981 Campus Willows Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 3981 Campus Willows Loop NE, Lacey, WA 98516

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,018 sqft · built 2013
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Dec 2023)
Tax Bill$5,040 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38190004700

Property Details

APN / Parcel Number

Primary APN38190004700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,018 sqft Living Area
Gross Area2,558 sqft
1st Floor Area880 sqft
Upper Floors Area1,138 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialConcrete
Lot Area3,500 sqft (0.08 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area140 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3981 CAMPUS WILLOWS LOOP NE
CityOLYMPIA
StateWA
Zip98516-6407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHD
Legal DescriptionSECTION 36 TOWNSHIP 19 RANGE 1W QUARTER NW SW PLAT CAMPUS WILLOWS LT 47 DOCUMENT 4255240
Legal Range01
Legal Township19
Legal Section36
Legal SubdivisionCAMPUS WILLOWS
Legal Block1
Legal Lot Number47
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1007
Census Tract12226

Owner

Source: Thurston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3981 CAMPUS WILLOWS LOOP NE, OLYMPIA, WA 98516-6407
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Apr 19, 2021Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 15, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Prior SaleApr 19, 2021 · Amount on Record
Deed Document Number20235001646
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateDec 29, 2023
Property Address3981 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407
Document Number0005001646
Map ReferenceAF 4255240
Instrument DateDec 19, 2023
Instrument5001646
Transaction TypeTransfer
Record UpdatedJan 9, 2024
Title CompanyWFG NATL TTL CO OF WA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$8,489.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3981 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407

Mortgage

Document Number0005001647
DateDec 29, 2023
Instrument5001647
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Mortgage

Document Number0005001648
DateDec 29, 2023
Instrument5001648
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateApr 19, 2021
Property Address3981 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407
Document Number0004843620
Map ReferenceAF 4255240
Instrument DateApr 2, 2021
Instrument4843620
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3981 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407

Mortgage

Document Number0004843621
DateApr 19, 2021
Instrument4843621
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateAug 15, 2017
Property Address3981 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407
Document Number0004580543
Instrument DateAug 9, 2017
Instrument4580543
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3981 CAMPUS WILLOWS LOOP NE LACEY WA 985166407, LACEY, WA 98516-6407

Mortgage

Document Number4580544
DateAug 15, 2017
Instrument4580544
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180-4907
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2047

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,040.00 (+9.76%)
2025$486,100 (+0.75%) Land $93,300 Building $392,800$486,100 (+0.75%) Land $93,300 Building $392,800
2023$4,592.00
2022$482,500 Land $47,900 Building $434,600$482,500 Land $47,900 Building $434,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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