3981 Bent Tree Dr, Benton, AR 72019 Property Records

Saline County property record for 3981 Bent Tree Dr, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,207 sqft · built 2019
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$619,900 (Sep 2022)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`252-00032-000`

Property Details

APN / Parcel Number

Primary APN	`252-00032-000`
Alternative APN	`99673`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,207 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	2,319 sqft
Upper Floors Area	888 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	74,052 sqft (1.7 acres)
Lot Dimensions	112 ft deep x 311 ft wide
Garage Type	Attached
Garage Area	816 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	453 sqft
Deck Area	168 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3981 BENT TREE DR
City	BENTON
State	AR
Zip	72019-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2022-022326
Legal Range	15W
Legal Township	01S
Legal Section	31
Legal Subdivision	QUAPAW ESTATES PH IV
Legal Lot Number	32
Jurisdiction	SALINE AR
Township / Civil Division	KENTUCKY
Census Block Group	1
Census Block	1002
Census Tract	10508

Owner

Source: Saline County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit ARKANSAS FEDERAL CREDIT UNION
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK
Oct 3, 2018	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY, FIRST NAT'L TITLE CO-AR
Oct 3, 2018	Warranty Deed, Construction Loan · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	202222326
Deed Book / Page	2022 / 22326
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Recording Date	Apr 29, 2026
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Document Number	0000008699
Book / Page	2026 / 8699
Instrument Date	Apr 24, 2026
Instrument	20268699
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 BENT TREE DR, BENTON, AR 72019-7219

Mortgage

Document Number	0000008699,
Date	Apr 29, 2026
Book Page	2026/8699
Instrument	20268699

Lender

Name	ARKANSAS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2046

Interest

Rate	6.38%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 BENT TREE DR, BENTON, AR 72019-7219

Mortgage

Document Number	0000004354
Date	Mar 18, 2024
Instrument	2024-004354

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	PO BOX 24410, LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2044

Interest

Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000201
Date	Jan 4, 2023
Instrument	2023-000201

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016420
Date	Aug 3, 2020
Instrument	2020-016420

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	72233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 28, 2022
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Document Number	0000022326
Instrument Date	Sep 23, 2022
Instrument	2022-022326
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3981 BENT TREE DR, BENTON, AR 72019-7219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 BENT TREE DR, BENTON, AR 72019-7219

Mortgage

Document Number	0000022327
Date	Sep 28, 2022
Instrument	2022-022327

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 3, 2019
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Document Number	0000012286
Instrument Date	Jul 2, 2019
Instrument	12286
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,367.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3981 BENT TREE DR BENTON AR 720197219, BENTON, AR 72019-7219

Mortgage

Document Number	12287
Date	Jul 3, 2019
Instrument	12287

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 3, 2018
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Document Number	0000019021
Instrument Date	Sep 27, 2018
Instrument	19021
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	FIRST NATIONAL TITLE COMPANY, FIRST NAT'L TITLE CO-AR

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3010 COLDWATER DR BENTON AR 720199618, BENTON, AR 72019-9618

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 3, 2018
Property Address	3981 BENT TREE DR, BENTON, AR 72019-7219
Document Number	0000019022
Instrument Date	Sep 27, 2018
Instrument	19022
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8520 SHIMROD ST BENTON AR 720191591, BENTON, AR 72019-1591

Mortgage

Document Number	19020
Date	Oct 3, 2018
Instrument	19020

Lender

Name	SIMMONS BK
Address	BRYANT, AR 72022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 2, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (+10.56%) Homeowner's exemption	$81,160 (-) Land $5,980 Building $75,180	$405,800 (-) Land $29,900 Building $375,900
2024	$3,787.00 (-1.94%)
2023	$3,862.00 Homeowner's exemption	$81,160 Land $5,980 Building $75,180	$405,800 Land $29,900 Building $375,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 68% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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