Clermont County property record for 3981 Austin Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,125 sqft · built 1958 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2023) |
| Tax Bill | $2,482 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-15.-008 |
| Primary APN | 41-42-15.-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 196 sqft |
| Patio Area | 725 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3981 AUSTIN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALBRAITH; LOT 8 |
| Legal Subdivision | GALBRAITH |
| Legal Lot Number | 8 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41404 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit CENTERBANK |
| Sep 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP |
| Aug 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTERBANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI CENTER BK |
| Oct 1, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage CENTERBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Prior Sale | Oct 1, 2020 · Amount on Record |
| Deed Document Number | 202317169 |
| Deed Book / Page | 2952 / 4576 |
| Prior Transfer Date | Jul 30, 2021 |
| Prior Transfer Doc | 0000025495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000005305 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 2912/2028 |
| Instrument | 202200005305 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 15, 2023 |
| Property Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000017169 |
| Book / Page | 2952 / 4576 |
| Map Reference | MB G PG 50 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 202300017169 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000017170 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 2952/4578 |
| Instrument | 202300017170 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 5, 2021 |
| Property Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000025495 |
| Book / Page | 2890 / 1585 |
| Map Reference | MB G PG 50 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 202100025495 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000025496 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202100025496 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000027065 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9842 COLUMBIA RD LOVELAND OH 451401538, LOVELAND, OH 45140-1538 |
| Document Number | 0000027065 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 002853/005025 |
| Instrument | 27065 |
| Name | CENTER BK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000027064 |
| Book / Page | 2853 / 5023 |
| Map Reference | MB G PG 50 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 202000027064 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3981 AUSTIN DR, CINCINNATI, OH 45255-4902 |
| Document Number | 0000027065 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 202000027065 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,482.00 (-49.4%) | $49,320 (-) Land $14,180 Building $35,140 | |
| 2024 | $140,900 (-) Land $40,500 Building $100,400 | ||
| 2023 | $4,905.00 (+174.33%) Homeowner's exemption | $49,320 (+25.02%) Land $14,180 Building $35,140 | $140,900 (+25.02%) Land $40,500 Building $100,400 |
| 2022 | $1,788.00 Homeowner's exemption Disabled Person's exemption | $39,450 Land $11,340 Building $28,110 | |
| 2020 | $112,700 Land $32,400 Building $80,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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