39800 Orchard Dr, Laporte, MN 56461 Property Records

Hubbard County property record for 39800 Orchard Dr, Laporte, MN 56461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,598 sqft · built 1985
Lot Size	11.3 acres (492,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,900 (Oct 2019)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2020 Refinance + 1 more
APN	`19.04.00210`

Property Details

APN / Parcel Number

Primary APN	`19.04.00210`
Alternative APN	`56551`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	492,228 sqft (11.3 acres)
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	64 sqft
Parking Spaces	2 Parking Spaces
Deck Area	174 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	56551
Street Address	39800 ORCHARD DR
City	LAPORTE
State	MN
Zip	56461-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-143 RANGE-032 11.30 AC P/O GL2 FR NE COR W645.73 PB W49.27 SW1491.62 TO S LN E675.65 N 1355.28 TO PB
Legal Range	32
Legal Township	143
Legal Section	04
Jurisdiction	HUBBARD MN
Township / Civil Division	LAKEPORT
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

Source: Hubbard County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39800 ORCHARD DR, LAPORTE, MN 56461-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AFFINITY PLUS FCU
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY FEDERAL CREDIT UNION
Oct 28, 2019	Deed, Transfer · Stand-Alone First Mortgage AFFINITY PLUS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Apr 20, 2010 · Amount on Record
Deed Document Number	2019405728
Prior Transfer Date	Aug 17, 2006
Prior Transfer Doc	0000320007
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	39800 ORCHARD DR, LAPORTE, MN 56461-4201
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000442569
Date	Sep 17, 2025
Instrument	A000442569

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	39800 ORCHARD DR, LAPORTE, MN 56461-4201
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000408004
Date	Mar 24, 2020
Instrument	A000408004

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2049

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HUBBARD MN
Recording Date	Oct 28, 2019
Property Address	39800 ORCHARD DR, LAPORTE, MN 56461-4201
Document Number	A000405728
Instrument Date	Oct 25, 2019
Instrument	A000405728
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39800 ORCHARD DR, LAPORTE, MN 56461-4201

Mortgage

Document Number	A000405729
Date	Oct 28, 2019
Instrument	A000405729

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Lakeport Township
Unified School District	Laporte Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00 (-36.26%)	$276,100 (+8.49%) Land $59,000 Building $217,100	$276,100 (+8.49%) Land $59,000 Building $217,100
2022	$3,276.00	$254,500 Land $41,600 Building $212,900	$254,500 Land $41,600 Building $212,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2015–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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