3980 Youngman Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 3980 Youngman Dr, Cincinnati, OH 45245 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1956
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-41-03.-015`

Property Details

APN / Parcel Number

Primary APN	`41-41-03.-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,473 sqft (0.47 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	388 sqft
Deck Area	512 sqft
Patio Area	78 sqft
Shed	1 Shed
Shed Area	240 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3980 YOUNGMAN DR
City	CINCINNATI
State	OH
Zip	45245-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGMAN; LOT 15
Legal Subdivision	YOUNGMAN
Legal Lot Number	15
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Clermont County records · APN 41-41-03.-015

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3980 YOUNGMAN DR, CINCINNATI, OH 45245-2320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Warranty Deed, Transfer · FHA Mortgage RIVERHILLS BANK
Oct 24, 2023	Warranty Deed, Transfer · FHA Mortgage RIVERHILLS BANK
Mar 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2026
Deed Sale	Jul 07, 2026
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	202615241
Deed Book / Page	3027 / 3758
Prior Transfer Date	Jun 26, 2026
Prior Transfer Doc	0000015241
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 07, 2026
Property Address	3980 YOUNGMAN DR, CINCINNATI, OH 45245-2320
Document Number	0000015241
Book / Page	3027 / 3758
Instrument Date	Jun 26, 2026
Instrument	202615241
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NORTHWEST AR TITLE, NORTHWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3980 YOUNGMAN DR, CINCINNATI, OH 45245-2320

Mortgage

Document Number	0000015242,
Date	Jul 07, 2026
Instrument	202615242

Lender

Name	RIVERHILLS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 24, 2023
Property Address	3980 YOUNGMAN DR, CINCINNATI, OH 45245-2320
Document Number	0000019841
Book / Page	2955 / 1442
Map Reference	MB E PG 14
Instrument Date	Oct 20, 2023
Instrument	202300019841
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 YOUNGMAN DR, CINCINNATI, OH 45245-2320

Mortgage

Document Number	0000019842
Date	Oct 24, 2023
Instrument	202300019842

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Mortgage

Document Number	0000019843
Date	Oct 24, 2023
Book Page	2955/1465
Instrument	202300019843

Lender

Name	RIVER HILLS BANK
Address	NEW RICHMOND, OH 45157

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3980 YOUNGMAN DR, CINCINNATI, OH 45245-2320
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004211
Date	Mar 05, 2019
Book Page	2802/5965
Instrument	201900004211

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,779.00 (-0.19%)	$94,960 (-) Land $14,420 Building $80,540
2024	$4,788.00 (-49.3%) Homeowner's exemption	$94,960 (-) Land $14,420 Building $80,540	$271,300 (-) Land $41,200 Building $230,100
2023	$9,444.00 (+216.59%) Homeowner's exemption	$94,960 (+58.37%) Land $14,420 Building $80,540	$271,300 (+58.38%) Land $41,200 Building $230,100
2022	$2,983.00 Homeowner's exemption	$59,960 Land $9,100 Building $50,860
2020			$171,300 Land $26,000 Building $145,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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