3980 Winding Ln, Rocklin, CA 95677 Property Records

Placer County property record for 3980 Winding Ln, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,254 sqft · built 1962
Lot Size	0.345 acres (15,033 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-260-036-000`

Property Details

APN / Parcel Number

Primary APN	`010-260-036-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Construction Type	Frame
Lot Area	15,033 sqft (0.345 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3980 WINDING LN
City	ROCKLIN
State	CA
Zip	95677-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES PAR 2 LLA 92-02 (1992-029713)
Legal Range	7E
Legal Township	11N
Legal Section	19
Legal Subdivision	SUBDIVISION LOT 8
Legal Lot Number	5
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1002
Census Tract	21108

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3980 WINDING LN, ROCKLIN, CA 95677-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 18, 2023	Intrafamily Transfer, Transfer
Apr 14, 2021	Intrafamily Transfer, Transfer
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 11, 1997
Transfer Doc	0000017194
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Aug 13, 2026
Property Address	3980 WINDING LN, ROCKLIN, CA 95677-2725
Document Number	0000046723
Instrument Date	Aug 8, 2026
Instrument	202646723
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3980 WINDING LN, ROCKLIN, CA 95677-2725

Mortgage

Document Number	0000046723,
Date	Aug 13, 2026
Instrument	202646723

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 18, 2023
Property Address	3980 WINDING LN, ROCKLIN, CA 95677-2725
Document Number	0000044034
Map Reference	MB A PG 18
Instrument Date	Aug 14, 2023
Instrument	2023-0044034
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 WINDING LN, ROCKLIN, CA 95677-2725

Mortgage

Document Number	0000044035
Date	Aug 18, 2023
Instrument	2023-0044035

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 18, 2023
Property Address	3980 WINDING LN, ROCKLIN, CA 95677-2725
Document Number	0000044036
Map Reference	MB A PG 18
Instrument Date	Aug 14, 2023
Instrument	2023-0044036
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3980 WINDING LN, ROCKLIN, CA 95677-2725

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 14, 2021
Property Address	3980 WINDING LN, ROCKLIN, CA 95677-2725
Document Number	0000051541
Map Reference	MB A PG 18
Instrument Date	Mar 29, 2021
Instrument	2021-0051541
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3980 WINDING LN, ROCKLIN, CA 95677-2725

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3980 WINDING LN, ROCKLIN, CA 95677-2725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036536
Date	Apr 22, 2020
Instrument	2020-0036536

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,794 (+2%) Land $53,343 Building $221,451
2025	$2,939.00 (+1.8%) Homeowner's exemption	$269,407 (+4.04%) Land $52,298 Building $217,109
2023	$2,887.00 (+2.56%) Homeowner's exemption	$258,947 Land $50,268 Building $208,679
2022	$2,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Winding Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures