Winnebago County property record for 3980 Summerview Dr, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 1996 |
| Lot Size | 0.231 acres (10,055 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,900 (Aug 2017) |
| Tax Bill | $5,354 (2024) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-28090000 |
| Primary APN | 15-28090000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,055 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 915-28090000 |
|---|---|
| Street Address | 3980 SUMMERVIEW DR |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 9 NORTH PARK ESTATES |
| Legal Subdivision | NORTH PARK ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1600 |
3980 Summerview Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Winnebago County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3980 SUMMERVIEW DR, OSHKOSH, WI 54901-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Apr 22, 2022 | Deed of Trust, Mortgage · SBA Mortgage NATIONAL EXCHANGE BANK & TRUST |
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on File |
| Deed Sale | Aug 21, 2017 · Amount on File |
| Prior Sale | May 1, 2012 · Amount on File |
| Deed Document Number | 201747220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Oct 2, 2026 |
| Property Address | 3980 SUMMERVIEW DR, OSHKOSH, WI 54901-1286 |
| Document Number | 0001976380 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20261976380 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3980 SUMMERVIEW DR, OSHKOSH, WI 54901-1286 |
| Document Number | 0001976380, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20261976380 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 3980 SUMMERVIEW DR, OSHKOSH, WI 54901-1286 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3980 SUMMERVIEW DR, OSHKOSH, WI 54901-1286 |
| Document Number | 0001880728 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 1880728 |
| Name | NATIONAL EXCHANGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FOND DU LAC, WI 54936 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 3980 SUMMERVIEW DR, OSHKOSH, WI 54901-1286 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001879386 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 1879386 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,900 Land $35,000 Building $260,900 | ||
| 2024 | $5,354.00 (+14.57%) | ||
| 2023 | $4,673.00 (+0.28%) Homeowner's exemption | $168,800 (-) Land $30,500 Building $138,300 | $243,920 Land $44,073 Building $199,847 |
| 2022 | $4,660.00 Homeowner's exemption | $168,800 Land $30,500 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3980 Summerview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3980 Summerview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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