3980 Spot Rd, Cumming, GA 30040 Property Records

Forsyth County property record for 3980 Spot Rd, Cumming, GA 30040

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2.5 ba · 2,913 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2022)
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`149-000-010`

Property Details

APN / Parcel Number

Primary APN	`149-000-010`
Alternative APNs	`0000186433` `149 010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,913 sqft Gross Area
1st Floor Area	2,913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000186433
Street Address	3980 SPOT RD
City	CUMMING
State	GA
Zip	30040-4154
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	3-1 765
Legal Subdivision	DUCKTOWN RURAL
Legal Block	2
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2011
Census Tract	130412

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3980 SPOT RD, CUMMING, GA 30040-4154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE
May 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Book / Page	10865 / 593
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 31, 2022
Property Address	3980 SPOT RD, CUMMING, GA 30040-4154
Document Number	0108650593
Book / Page	10865 / 593
Instrument Date	Oct 31, 2022
Instrument	2022-011393
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 SPOT RD, CUMMING, GA 30040-4154

Mortgage

Document Number	0108650000000595
Date	Oct 31, 2022
Book Page	0000010865/0000000595

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	May 17, 2019
Property Address	3980 SPOT RD, CUMMING, GA 30040-4154
Document Number	0088890064
Book / Page	008889 / 000064
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3980 SPOT RD CUMMING GA 300404154, CUMMING, GA 30040-4154

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,063.00 (+35.34%)	$206,496 (+35.85%) Land $69,888 Building $136,608	$516,240 (+35.85%) Land $174,720 Building $341,520
2023	$3,741.00 (+390.94%) Homeowner's exemption	$152,000 (+14.95%) Land $47,760 Building $104,240	$380,000 (+14.95%) Land $119,400 Building $260,600
2022	$762.00 Homeowner's exemption	$132,232 Land $35,856 Building $96,376	$330,580 Land $89,640 Building $240,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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