Franklin County property record for 3980 Pin Oak Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,085 sqft · built 1950 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,605 (Sep 2025) |
| Tax Bill | $941 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7-26.0-0-000-022.000 |
| Primary APN | 14-7-26.0-0-000-022.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 130,680 sqft (3 acres) |
| Patio Area | 28 sqft |
| Shed | 1 Shed |
| Street Address | 3980 PIN OAK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT SW SE W OF HWY Y |
| Legal Range | 4W |
| Legal Township | 43N |
| Legal Section | 26 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | LYON |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 800404 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION |
| Sep 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Aug 10, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Sep 28, 2023 · Amount on File |
| Deed Document Number | 20252510889 |
| Prior Transfer Date | Mar 1, 2022 |
| Prior Transfer Doc | 0000003146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 2, 2025 |
| Property Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Document Number | 0002510889 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2510889 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | WSH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2240 SPENCER AVE, SAINT LOUIS, MO 63114-3523 |
| Name | Verified Name |
|---|---|
| Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Document Number | 0002510890 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2510890 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002311500 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2311500 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 28, 2023 |
| Property Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Document Number | 0002311499 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2311499 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Document Number | 0002311500 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2311500 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 10, 2018 |
| Property Address | 3980 PIN OAK RD, GERALD, MO 63037-1411 |
| Document Number | 0000011170 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 11170 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3980 PIN OAK RD GERALD MO 630371411, GERALD, MO 63037-1411 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $941.00 (+19.42%) | $17,180 (+20.22%) | $90,420 (+20.22%) Land $25,000 Building $65,420 |
| 2024 | $788.00 (+12.41%) | $14,290 (-) | |
| 2023 | $701.00 (+13.8%) | $14,290 | $75,210 Land $16,000 Building $59,210 |
| 2022 | $616.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 25 / 3 |
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