3980 Oakstone Pl, Denver, NC 28037 Property Records

Lincoln County property record for 3980 Oakstone Pl, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,815 sqft · built 1994
Lot Size	0.621 acres (27,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Mar 2025)
Tax Bill	$2,752 (2026)
Deeds & Mortgages	Apr 2020 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3695-95-5361`

Property Details

APN / Parcel Number

Primary APN	`3695-95-5361`
Alternative APNs	`369512955361` `278123` `309065` `55765`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	27,051 sqft (0.621 acres)
Shed	1 Shed
Shed Area	384 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	309065
Street Address	3980 OAKSTONE PL
City	DENVER
State	NC
Zip	28037-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#57&PT58F HILLS OF DENVER
Legal Subdivision	FOREST HILLS OF DENVER SUBDIVISION
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1022
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3980 OAKSTONE PL, DENVER, NC 28037-9258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Correction Deed, Transfer ATTORNEY ONLY
Apr 9, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	2025691213
Deed Book / Page	3389 / 258
Record Updated	Oct 29, 2026

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 23, 2020
Property Address	3980 OAKSTONE PL, DENVER, NC 28037-9258
Document Number	2901319
Book / Page	002901 / 000319
Instrument Date	Apr 15, 2020
Instrument	607680
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 OAKSTONE PL DENVER NC 280379258, DENVER, NC 28037-9258

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 9, 2020
Property Address	3980 OAKSTONE PL, DENVER, NC 28037-9258
Document Number	2897379
Book / Page	002897 / 000379
Instrument Date	Mar 26, 2020
Instrument	607045
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3980 OAKSTONE PL DENVER NC 280379258, DENVER, NC 28037-9258

Mortgage

Document Number	2897381
Date	Apr 9, 2020
Book Page	002897/000381
Instrument	607046

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,752.00 (+1.66%)	$429,125 (-) Land $52,000 Building $377,125	$429,125 (-) Land $52,000 Building $377,125
2023	$2,707.00	$429,125 Land $52,000 Building $377,125	$429,125 Land $52,000 Building $377,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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